America first credit union auto loan payoff address

Frequently Asked Questions

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Give us a call
Frequently Asked Questions
Tools and service to make it easy.
Check out our rates
We Work with Local Dealers
Where is America First headquarters address?
How do I pay my loan on America First?
Does America First have prepayment penalties?
Is America First Credit Union only in Utah?

America First CU savings products available include Regular Share Savings, Individual Retirement Accounts / IRAs, Money Market, and Share Certificates / CDs.

Where can I find the login for Online Banking?
Account Access through online banking is available at - America First CU login.

Are America First CU Auto Loans available?
Car/Truck/SUV loans are offered at competitive rates and terms. Full details available online from the website. Contact this location for a loan application or to ask about pre-approval, or payment/payoff address. Calculate Auto Loan amount with the easy online calculator.

How can I apply for an America First CU Credit Card?
The credit union does offer credit cards to members. To get more information, application, current rates, and to apply for a credit card, go to the website.

Is Online Bill Pay available?
Members have the ability to pay bills online, start on the website.

Customer Service
Needing personal assistance? America First CU Contact Number (800) 999-3961.

What is the routing number for America First CU?
Get the routing number, assets, loans, and other financial information.

Give us a call

Contact our Member Service Line
Monday – Friday 7 A.M. to 6 P.M.

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In case of theft, loss or fraud of your card please contact us immediately.

Frequently Asked Questions

For your convenience, we’ve compiled a list of frequently asked questions to help you understand your
accounts and financing options. Select a category on the left to find more information.

The available balance takes into account any pending transactions. For example, if my account balance is $100 but I have a $25 pending debit card transaction, my available balance is $75.

The MICR number is the number needed for any automatic deposits or withdrawals. You can find it on the bottom of your checks, or in digital banking, you can click on the checking account and look at account details to find the MICR number.

In digital banking (online or mobile), you can click on Apply for Loan/Open account, and then check your status by clicking on Check Application Status.

Yes, please. Our fraud detection service looks for unusual spending patterns and may see an out of state purchase as possibly fraudulent. If we see something that looks unusual, we will attempt to contact you via text message and email. Before traveling, it is a good idea to contact us to set a travel alert on your account. That way, our fraud system will know to look for out of state travel. In addition, the most secure payment method is to use your chip when making a purchase at all merchants who accept it.

Current rates for all of our financial products and loans are available on the amfirst.org rates page. You may also choose to visit a branch or call our member service center for rate information.

Please contact our Wire Transfer Department at 205-320-4106. The cutoff time for outgoing wires is 3:00 pm CST and incoming wires are posted up until 4:00 pm CST. To initiate an outgoing wire transfer a wire agreement must be completed with a wire 6 digit security code. The code can be any 6 digits you choose, letters or numbers. Please be advised, we do not directly send or receive wire transfers from foreign institutions. All international transfers must be routed through a domestic third-party bank with a swift code.

Tools and service to make it easy.

Everyone wants something a little different in a car. Whether you need something a bit more reliable for your road trips or just want to make your commute a bit more enjoyable, we’ll help you find the right car and get the right loan to make it affordable. Get information about cars through CARFAX® to ensure that you’re getting a great vehicle. Buy on site at any of our more than 100 Authorized Alabama Dealers.

Great rates and terms up to 84 months
Guaranteed Auto Protection (GAP) available
Extended warranty available through Route 66
Automobile Purchase Plan research
CARFAX® reports

Check out our rates

Low rates. Generous terms. Reasonable payments. That’s our AmFirst promise.

View All Rates

We Work with Local Dealers

We have relationships with over 100 Alabama car dealerships to make the process of getting your new vehicle even easier. These local dealers can help you purchase your vehicle and complete your AmFirst loan documents on the spot with the same rates and terms that we offer in our branches.

Where is America First headquarters address?

Ogden, UTAmerica First Credit Union / Headquartersnull

How do I pay my loan on America First?

Option 1: Online Loan Payment Portal Online loan payments are free for registered users! If you would like to pay as a guest (no registration required), there is a $5 convenience fee for each payment. Debit cards are accepted for guest payments only. You may also call 800-290-1112 to make a payment by phone.

Does America First have prepayment penalties?

Can I pay off my loan early or make extra payments? Our loans do not have prepayment penalties, so you can pay off your loan early or make additional payments whenever you'd like.

Is America First Credit Union only in Utah?

Salt Lake, Utah, and Juab Counties, Utah. Eligible areas of Cache, Davis, Iron, Rich, Washington, and Weber Counties, Utah. Clark and Lincoln Counties, Nevada (except those living within a 25-mile radius of the Alamo, Nevada U.S. Post Office)