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Chart comparisons conducted by an independent research firm and based on competitor info compiled in September 2022. Where applicable, Discover will add state and local sales taxes to your membership fee. 1Compared provider may offer additional products or alerts 2Key changes include: New accounts, credit inquiries, address changes, potentially negative information such as delinquencies, and public records 3Alerts for credit balance changes greater than $5000, credit limit changes greater than $100, or credit utilization changes greater than 30% reported to Experian® 4Experian® PreciseIDSM is a tool that companies use for identity authentication/validation. It is not used by all lenders or companies 5Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefitsopens modal dialog This product can only be agreed upon, purchased and delivered online. It is optional and voluntary. Full Terms and Conditionsopens modal dialog Frequently Asked QuestionsDiscover Identity Theft Protection monitors your credit report daily to alert you of key changes. Your Discover Identity Theft Protection membership also monitors thousands of risky websites for your Social Security number and other personal information that you provide us to track, such as email address or phone number. We will also alert you monthly of address changes made in your name at the U.S. Postal Service. *Please check your membership terms for more information about the key changes and which of your credit reports are being monitored. Terms and Conditions Your Discover Identity Theft Protection membership, includes up to $1MM of Identity Theft Insurance, which may cover certain out of pocket expenses you have incurred as a result of identity theft. For more information, please call 1-800-347-3995. *Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). 175 Water Street, New York, New York 10038. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. If you receive an alert and don't recognize the activity, call Discover Identity Theft Protection directly at 1-888-829-6558 from 7:00 am to 9:00 pm CT Monday through Saturday, and 8:00 am to 8:00 pm CT Sunday. With Fraud Resolution you can talk to a specialist for expert help with resolving identity theft, including but not limited to removing fraudulent activity on your credit report. No, the credit monitoring will not negatively impact your credit report or your credit score. Is Amex good with disputes?If a dispute can't be resolved, Amex will either process a formal request for more information or file a chargeback and immediately remove the disputed funds from the merchant's account, plus processing fees.
What is the phone number for American Express customer service?1 (800) 528-4800American Express / Customer servicenull
Does American Express cover identity theft?American Express helps protect you from credit card fraud with its advanced fraud protection methods.
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