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Manage Accounts Transfer Money and Pay Bills Check Deposit Erica, Your Virtual Financial Assistant³ Security Manage Investments with Merrill See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply. ¹ Zelle transfers require enrollment and must be made from a Bank of America
consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply. Investing involves risk. There is always the potential of losing money when you invest in securities. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by complanies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp. Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation. Investment products: Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Features may only be available for certain account types. Android is a trademark of Google Inc. Google emojis are used herein under license. Bank of America and related trademarks are
trademarks of Bank of America Corporation Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. If you believe bigger is better when it comes to banks, deciding where to put your money may come down to a choice between Chase and Bank of America. These two behemoths rank first (JPMorgan Chase & Co.) and second (BofA) among U.S. financial institutions, based on total assets. Throughout over 200 years of competition, Chase and Bank of America have built branches and installed ATMs in nearly every nook and cranny of the country. Both banks offer a wide range of financial services, including checking and savings accounts, mortgages, car loans, credit cards and certificates of deposit (CDs) as well as retirement and brokerage accounts. Plus, each has a top-rated mobile banking app for those who prefer banking on the go. If you crave a bank with an extensive physical footprint and deep pockets, these two are worth a look. While they’re similar, there are differences that may make one a better fit for you than the other. We’ll compare Chase and Bank of America to help you choose between them. Account details and annual percentage yields (APYs) are accurate as of Oct. 17, 2022. Which Bank Is Better: Chase or Bank of America?Both Chase and Bank of America have similarly sized ATM networks, with about 16,000 locations each. Chase has a somewhat larger presence when it comes to branch locations, with 4,861 compared to Bank of America’s 3,919. The two banks have comparable checking accounts. Both charge the same monthly fee, but Bank of America makes it slightly easier to get that fee waived. That said, Bank of America requires a $100 initial deposit, while Chase does not. Another consideration is the bonus that both banks are temporarily offering: Chase’s $300 checking account promotion is a sweeter deal than the $100 from Bank of America. When it comes to savings accounts, both banks offer the same interest rate, but Chase comes out slightly ahead with no initial deposit requirement and a lower monthly service fee (that’s also easier to get waived). It’s worth noting that both of these banks compare poorly to many online banks that often offer low-fee checking and savings accounts with higher interest rates. Chase vs. Bank of AmericaLet’s zoom in on the checking and savings accounts and compare the pros and cons of both banks. Chase vs. Bank of America: Checking AccountsChase and Bank of America each offer a selection of checking accounts that ranges from low-fee, limited-feature accounts all the way up to top-shelf accounts with all the bells and whistles—and fees to match. Here’s a side-by-side comparison of each financial institution’s most popular checking option. You want to minimize fees when choosing a checking account. To waive the monthly service fee at Bank of America, you’ll need at least one direct deposit per month of $250 or more. At Chase, you’ll need at least $500 in total monthly direct deposits. Both banks have limited-time bonus promotions for new customers who sign up to open a checking account. Bank of America will pay you $100 if you open an Advantage Plus checking account by Dec. 31, 2022, and receive at least $1,000 in qualifying direct deposits within the first 90 days. Chase has an even better deal with fewer restrictions: $300 if you open a Total checking account by Jan. 25, 2023, and receive a qualifying direct deposit of any amount within the first 90 days. Chase vs. Bank of America: Savings AccountsIf you want a high-yield savings account, you’ll have to look elsewhere. Despite the recent run-up in savings account interest rates, both still pay savers a paltry 0.01% annual percentage yield (APY). There are some differences between the two banks’ savings accounts, however. Here’s a comparison of key features. While both accounts come with the same APY, Bank of America does offer Preferred Rewards members a slightly higher APY that ranges from 0.02% to 0.04%. However, you’ll need a fairly large combined balance across your Bank of America accounts to qualify for the Bank of America Preferred Rewards program. Pros and Cons of ChaseChase has a lot going for it, but the nation’s biggest bank isn’t without its drawbacks. Pros
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Pros and Cons of Bank of AmericaBank of America also has its strengths and weaknesses. Pros
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How To Transfer Money from Chase to Bank of AmericaThere are several ways to transfer money from a Chase account to a Bank of America account. One way is to write a check from your Chase account and deposit it into your Bank of America account. You can use the Bank of America app’s mobile check deposit to deposit the check without making a stop at the bank. You can also use Zelle to send money instantly and at no cost from Chase to Bank of America. Simply use the email address or phone number associated with your Bank of America account to send the funds. With a little more effort, you can get Chase to transfer funds directly between accounts. First, sign in to your Chase account and select “Pay & Transfer.” Add your Bank of America account information to link the accounts, verify the account details and schedule a transfer. It may take one to three days to verify the added account before you can start moving money. How To Transfer Money from Bank of America to ChaseOne way to transfer money from a Bank of America account to a Chase account is to write yourself a check from your Bank of America account. Then deposit that check into your Chase account at a branch or ATM or by using the Chase mobile app. Zelle will also accomplish the transfer instantly and without cost. All you need is the email address or phone number associated with your Chase account. You can also transfer money directly between Bank of America and Chase accounts. For this, you’ll need the account number and routing number of your Chase bank account. You may have to wait one to three days for verification of the external account before making any transfers. Find The Best Online Banks Of 2022Frequently Asked Questions (FAQs)Are my deposits protected at both Chase and Bank of America?Yes. Like most banks, Chase and Bank of America are members of the Federal Deposit Insurance Corp. The FDIC is a government agency that insures deposit accounts, including checking and savings accounts. Accounts are insured for up to $250,000 per depositor per institution. Are there any financial services Chase and Bank of America don’t provide?Yes. Neither bank offers personal loans. Does Bank of America have 24/7 customer service?For lost or stolen credit cards call phone number for lost or stolen credit cards 800.732. 9194. Customer service for lost or stolen cards is available 24 hours a day, 7 days a week. If you're calling from outside the U.S., please use the international 800 access code from your country of origin.
What number do I call to check my Bank of America balance?You can access your accounts using our automated Banking by Phone service 24 hours a day, seven days a week, 365 days a year. Check your balance, transfer money between accounts, verify recent deposits and withdrawals and find out what checks have recently posted. To bank by phone, call 800.432. 1000.
How do I get a person on the phone at Bank of America?To talk to Bank of America customer service, call (800) 732-9194 and then enter the last 4 digits of your Social Security number, press 0 and say "service." This process will get you in contact with a live Bank of America representative who should be able to answer your questions or direct you to the appropriate ...
How can I check my account balance?simple ways to check your account balance. Through Net Banking. The most common way is to use the net banking service to check your account balance. ... . Using an ATM. ... . Through text messages. ... . Using missed call services. ... . By calling the bank. ... . Through UPI and other banking apps. ... . By setting up alerts. ... . Via passbook.. |
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