As the only international bank present in all 10 ASEAN markets, we have developed a unique understanding of the region and the needs across the markets. Show
AustraliaStandard Chartered Bank Australia Branch Level 5, 345 George Street, Sydney NSW 2000, PO Box 7042, Sydney NSW 2001, Australia. View map BangladeshStandard Chartered Bank 67 Gulshan Avenue, Gulshan, Dhaka 1212, Bangladesh. View map Brunei DarussalamStandard Chartered Bank 51-55, Jalan Sultan, Omar Ali Saifuddien, Jalan Sultan Complex, Bandar Seri Begawan, Brunei Darussalam, BS8811. View map CambodiaStandard Chartered Bank Phnom Penh Representative Office, Unit G-02, Himawari Hotel, No. 313, Preah Sisowath Quay, Phnom Penh, Cambodia. View map Chinese MainlandStandard Chartered Tower 201 Century Avenue, Pudong , Shanghai 200120, China. View map Hong KongStandard Chartered Bank Building 32nd Floor, 4-4A Des Voeux Road Central, Hong Kong. View map IndiaStandard Chartered Bank Crescenzo, C-38/39 ‘G’ Block, Bandra Kurla Complex, Bandra East, Mumbai, 400 051, India. View map IndonesiaStandard Chartered Bank Menara Standard Chartered, Jl. Prof. DR. Satrio No.164, Jakarta 12930, Indonesia. View map JapanStandard Chartered Bank Japan Head Office Sanno Park Tower 21st floor, 2-11-1 Nagata-cho, Chiyoda-ku, Tokyo, 100-6155 Japan. View map LaosStandard Chartered Bank Representative Office, House No. 099/05 Ban Naxay, Nongbone Street, Hom # 2 (Postal Address: P.O. Box 6895), Vientiane Capital, Lao P.D.R. View map MacauPrincipal office Unit 807, 8/F Office Tower, Macau Landmark, Avenida de Amizade, Z.A.P.E. View map MalaysiaStandard Chartered Bank Malaysia Berhad Level 26, Equatorial Plaza Jalan Sultan Ismail 50250 Kuala Lumpur, Malaysia View map MyanmarStandard Chartered Bank Myanmar Representative Office, Suite #13-05 (A), Junction City Office Tower, Bo Gyoke Aung San Road, Pabedan Township, Yangon, Myanmar View map NepalStandard Chartered Bank Nepal Limited Naya Baneshwore, Madan Bhandari Marg, Ward No.34, Kathmandu Metropolitan City, Bagmati Zone, Kathmandu, Nepal. View map PhilippinesStandard Chartered Bank Philippines Branch SkyPlaza Bldg., 6788 Ayala Avenue, Makati City, 1226 Philippines. View map SingaporeStandard Chartered Bank Singapore Branch & Standard Chartered Bank (Singapore) Limited Marina Bay Financial Centre (Tower 1), 8 Marina Boulevard, Level 27, Singapore, 018981 View map South KoreaStandard Chartered Bank Korea 47 Jongno, Jongno-gu, Seoul, 03160, Republic of Korea. View map Sri LankaTaiwanStandard Chartered Bank (Taiwan) Limited No. 168, Dunhua N. Rd., Songshan Dist., Taipei City , Taiwan, R.O.C. View map ThailandStandard Chartered Bank (Thai) PCL 100 North Sathorn Road, Silom, Bangrak, Bangkok, Thailand, 10500. View map VietnamStandard Chartered Bank (Vietnam) Ltd Room 1810-1815, Level 18, Keangnam Hanoi Landmark Tower, Pham Hung Road, Me Tri Ward, Nam Tu Liem District, Hanoi, 10000, Vietnam. View map This question is about Bank of America Credit Cards @WalletHub • 05/27/22 This answer was first published on 08/16/18 and it was last updated on 05/27/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and
user-generated content is not provided, reviewed or endorsed by any company. The Bank of America credit card customer service phone number is (800) 732-9194. To speak with a live Bank of America credit card customer service representative, enter the last four digits of your SSN or account number, then
press 0 to skip the intro menu, and say “Service” when asked to describe your reason for calling. Say “Service” again if asked twice, then press “4,” and you’ll get to a live person. The standard menu options when calling Bank of America credit card customer service are:
If you don’t press anything after entering your account info, the automated system will list the most recent payment received, balance activity, available credit for purchases and cash advances, and rewards balance. fers for new credit cards or balance transfers will be listed as well. Press 0 at any time to skip this info. Live customer service is available 24/7 for lost or stolen credit cards. Automated customer service is available 24/7 for existing Bank of America credit card accounts. Bank of America credit card customer service number and more:
As you can see, there are several ways to get in touch with Bank of America for credit card customer service. You can also access FAQs through BofA’s mobile app. And BofA tends to score high in customer satisfaction, so it’s likely you’ll have a positive experience. Answer Question People also askIs it better to pay off your credit card or keep a balance?It’s better to pay off your credit card than to keep a balance because paying the card off will save you money on interest. Credit card companies charge interest when you don’t pay your bill in full every month, but you’ll enjoy a grace period with no interest if you always pay your full statement balance by the due date.… read full answer Some people think you need to carry a balance in order to see positive information on your credit report, but that’s simply not true. You don’t even need to use your credit card to build credit. Simply keeping an account open and in good standing is enough to help your credit. Here’s why it’s better to pay off your card than to carry a balance:
So, to recap, it’s better to pay off your credit card than to carry a balance because it builds your credit history just as well without subjecting you to interest charges. Just remember, not carrying a balance does not mean you have to stop using your credit card. There is a middle ground. A balance will be listed on your credit card statement whenever you make purchases, but if you pay that amount by the due date, you won’t really be carrying a balance. Using your card regularly actually helps because having a credit utilization ratio between 1% and 10% is slightly better for your credit score than 0%. But credit utilization is based on your statement balance, and your monthly statement comes before the due date. So you can still pay your bill in full every month while doing right by your credit score. Why 0% APR credit cards are an exception During the 0% APR introductory period, your balance – whether from a purchase or balance transfer – won’t accrue interest as long as you pay the minimum amount required by the due date each month. So, keeping a balance is expected, but you do have to make monthly payments along the way. And if you don’t pay in full by the end of the 0% period, interest will come into play. That said, if you’ve got some credit card debt you’d like to get rid of, a 0% balance transfer credit card could help you save a lot of time and money. And if you’re trying to improve your credit, WalletHub’s free daily credit scores and credit analysis can get you on track. show less Does anyone have advice on when to pay a credit card?The best time to pay a credit card bill is a few days before the due date, which is listed on the monthly statement. Paying at least the minimum amount required by the due date keeps the account in good standing and is the key to building a good or excellent credit score. That’s true for everyone, but some people might want to take things a step further, particularly cardholders carrying balances from month to month and people with high credit utilization.… read full answer If you have a credit card balance that you carry from month to month, it’s best to pay that credit card’s bill as soon as the monthly account statement becomes available. This will save you money on interest. Paying the card’s monthly bill in full for two consecutive months will also reduce your interest charges by reinstituting your account’s grace period. Instead of purchases beginning to accrue daily interest charges right after you make them, you will have a window between when your monthly statement becomes available and when your bill is due to pay with no interest. If the balance listed on your monthly credit card statements consistently equals more than 30% of the card’s credit limit, consider paying your bill multiple times per month. Paying once in the middle of the month and again before the due date will reduce the balance listed on your statement. That, in turn, will lower your credit utilization, which should help your credit score. Here’s a quick example: You have a credit card with a limit of $1,000. You charge $500 to it, using up 50% of your credit. Then, you make a payment of $300 before the billing period closes and your statement is generated. That brings your statement balance to $200 and your utilization to 20%. Paying off the final $200 before the due date then keeps your account in good standing. Here’s when to pay a credit card:
It’s a good idea to set up automatic payments with your credit card issuer so you don’t have to worry about when to pay your credit card bill. Doing so will automatically make a payment from a linked bank account every month on the due date, or a day of your choice before that. You can’t be marked late unless your account has insufficient funds. And even with automatic payments set up, you can still make additional payments any time you want. show less WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered. Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Did we answer your question? Sorry! How can we improve this answer? How do I reach Bank of America customer service?888.550.6433 (U.S.)
Does Bank of America have 24 hour customer service?To contact BofA's live customer service representatives 24/7, call either (800) 732-9194 or the phone number listed on the back of your Bank of America credit card. You can also schedule an in-person or phone meeting with a Bank of America representative either online or through the mobile app.
Does Bank of America have good customer service?In its second year, the J.D. Power U.S. Retail Banking Advice Study ranked Bank of America the highest in customer satisfaction with a score of 839. The study measures satisfaction across 23 of the largest banks across the U.S.
How do I chat with Bank of America?To see if chat is available for a specific product or service, log in to Online Banking and select the Help & Support tab, then select Contact us. Choose a topic from the dropdown menu and select the Go button to go to the page about that product or service. If chat is available, you'll see a Chat now link.
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