Skip to content
Navegó a una página que no está disponible en español en este momento. Seleccione el enlace si desea ver otro contenido en español.
Página principal
- Personal
- Savings Accounts and CDs (Time Accounts)
Savings Accounts and CDs (Time Accounts)
Save for rainy
(and sunny) days
with a Way2Save® Savings account.
Open with $25.
Simple savings account solutions
Way2Save® Savings
Build your savings—automatically
- Save As You Go® automatic transfer option
- Monthly or daily automatic transfer options
- Optional Overdraft Protection for your checking account
- Monthly service fee: $5 (how to avoid this fee); open with $25
Learn more
Open now
Platinum Savings
Access our highest savings interest rates
- Higher rates may be available with a Relationship Interest Rate
- Check writing and automatic transfer options
- Optional Overdraft Protection for your checking account
- Monthly service fee: $12 (how to avoid this fee); open with $25
Learn more
Open now
Wells Fargo CDs
A Wells Fargo CD (also known as a Certificate of Deposit or a Time Account) provides a guaranteed rate of return, even during uncertain times.
No monthly service fee; open with $2,500
Open now
Compare all savings accounts and CDs
Account management tools
Financial education
Empower yourself with the Financial Guide, with resources that range from financial basics to retirement.
My Savings
Plan®
The online tool My Savings Plan® helps savings customers plan, monitor, and save to reach financial goals.
Personalized budget
Track spending, devise budget goals, set up account alerts, and efficiently manage expenses with Budget Watch.
Privacy and security
Your account safety has been a top priority for 160 years. We continue to work to help protect your financial information.
Still have questions?
For questions about new
accounts.
For existing accountholders or questions:
1-800-869-3557
More options to explore
Checking
- Get a student checking account
- Compare checking accounts
- Checking and Savings FAQs
Avoid the monthly service fee when you maintain a $3,500 minimum daily balance each fee period.
Save As You Go®
A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.
Avoid the monthly service fee when you have one of the following each fee period:
- $300 minimum daily balance
- 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
- 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
- 1 or more Save As You Go® transfers from a linked Wells Fargo checking account
- Primary account owner is 24 years old or under
Top questions
What will I need to enroll?
- ATM/debit or credit card number or Wells Fargo account or loan number
- Social Security or Tax ID number
- Access to your email
- Your current telephone number
Take the tour to see how easy it is to get started with Wells Fargo Online® or enroll now.
To learn how we help protect and use your information, read our privacy policies.
How do I access my accounts through Wells Fargo Mobile®?
Enroll in Wells Fargo Online from your desktop or mobile device.
Or download and use the Wells Fargo Mobile app to enroll and manage your accounts while on the go.
What are the best practices for creating a password?
Use:
- A unique password not used anywhere else.
- Upper and lower case letters along with numbers and special characters (@, %, &, #).
Don’t use:
- Your username or email address.
- Personal information (your name, phone number, etc.).
Don't:
- Write down your password.
- Share your password with anyone.
- Save your password in a browser.
What are the best practices for creating a username?
Create a unique username not used anywhere else. Don’t use any part of your email address or personal information such as your name, street name, phone number, or Social Security number.
Memorize your username, and do not write it down.
General questions
How do I access my Wells Fargo accounts online?
Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. Once you’ve enrolled, you’ll receive an email confirmation, and you’ll be ready to sign on and manage your accounts.
How do I download the Wells Fargo Mobile® app?
The Wells Fargo Mobile® app is available for Apple® and AndroidTM devices. Download the Wells Fargo Mobile app on the App StoreSM and on Google PlayTM.
How do I get a username and password?
Enroll in Wells Fargo Online from your desktop or mobile device for secure online access to your accounts. During the enrollment process, you will select a username and password.
Once enrolled, do not share your username or password with anyone. We recommend you select a unique username and password, and memorize it rather than writing it down.
How do I access my business accounts online?
Enroll in Wells Fargo Business Online® from your desktop or mobile device for secure online access to your business accounts. You’ll need:
- ATM/debit or credit card number or Wells Fargo account or loan number
- Social Security or Tax ID number
- Access to your email
- Your current telephone number
If you are a business customer, please enter your personal Social Security or Tax ID number (not your Employer Identification Number), so that we can identify you as an individual and verify your authorization for online access to the account number you enter. We will provide you online access to all eligible business and personal accounts, provided you have proper signing authority on the account(s).
Depending on the types of accounts you have and your relationship to these accounts, your accounts will appear in one or more views.
I just opened a new account but I don't see it through Wells Fargo Online. What should I do?
Sign on to manage online account access information. Eligible personal and business accounts include checking and savings, credit card, mortgage, home equity accounts, personal loans and lines of credit, commercial loans, business lines of credit, auto loans, brokerage, IRAs, and CDs (Time Accounts).
If you do not see the account you want to add, please call 1-800-956-4442.
Is there a charge to access my accounts through Wells Fargo Online?
No. There’s no monthly or per transaction fee for accessing your accounts online.
Is there a charge to use Wells Fargo Online Bill Pay?
No. There's no additional cost to use Bill Pay. Please review the fees associated with some of our online services.
Are there any fees associated with online services?
Please review the fees associated with some of our online services.
Why do I need to validate my email address?
As a Wells Fargo Online customer, you are required to maintain a valid email address with us to ensure you can receive important information about your Wells Fargo accounts and receive timely notices when your online documents are available.
How do I validate my email address?
You will receive an email from us with the subject line “Please complete your Wells Fargo Online enrollment.” Follow the instructions in that email to return to Wells Fargo Online. You will be asked to enter the username and password you selected and read and accept required agreements to complete your enrollment. You have 21 days from the day you began the process to complete your enrollment.
If you can’t find the email that we sent you, sign on to Wellsfargo.com, and select “Resend Email” from the Check Your Email screen presented.