Evansville teachers federal credit union auto loan rates

Frequently Asked Questions

Evansville Teachers FCU savings products available include Regular Share Savings, Individual Retirement Accounts / IRAs, Money Market, and Share Certificates / CDs.

Where can I find the login for Online Banking?
Account Access through online banking is available at Evansville Teachers FCU login.

Are Evansville Teachers FCU Auto Loans available?
Car/Truck/SUV loans are offered at competitive rates and terms. Full details available online on the website. Contact this location for a loan application or to ask about pre-approval, or payment/payoff address. Calculate Auto Loan amount with the easy online calculator.

How can I apply for an Evansville Teachers FCU Credit Card?
The credit union does offer credit cards to members. To get more information, application, current rates, and to apply for a credit card, go to the website.

Is Online Bill Pay available?
Members have the ability to pay bills online. Begin by logging in on the website to access your account online.

Customer Service
Needing personal assistance from the credit union? Contact the CU from the website or call the contact number at (812) 477-9271.

What is the routing number for Evansville Teachers FCU?
Get the routing number, assets, loans, and other financial information.

Evansville Teachers Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Evansville Teachers. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Evansville Teachers had $2,327,866 in non-current loans and $25,000 in owned assets. To cover these potential losses it had $313,844,185 in net worth and $4,114,063 in loans loss reserves. That gives it a Texas Ratio of 0.74%.

Evansville Teachers FCU has a net worth of 9.9% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

To schedule your no-cost, no-obligation appointment, please contact ETFCU Financial Group at 812-469-9909 or 1-800-800-9271, option 6, or you may submit a appointment request online.

1Rate Match Guarantee available for new purchases and refinanced first mortgage loans of primary residences with conventional conforming financing. Certain product exclusions may apply. Offer valid only for lenders compared in a physical location within 50 miles of any ETFCU office. Good Faith Estimate (GFE) and Truth in Lending (TIL) Disclosure from competing lender must be dated and received within three calendar days prior to locking your interest rate at ETFCU. The terms of the competing loan must be identical to ETFCU's loan. If the loan does not close within the commitment period, the rate match may be voided. This offer is subject to credit approval and may change or terminate without notice. Offer is not applicable to FHA and VA financing. Rate includes Extra Credit Mortgage discount. Contact an ETFCU mortgage loan officer for further details.

2Purchase Plus $500 Visa Gift Card offer is available on conventional conforming financing of purchases for primary residences only. Not valid in combination with any other offer.

3Subject to credit approval. No closing cost offer is available on first mortgage refinance transactions with 80% maximum loan-to- value. Standard closing costs apply to existing ETFCU mortgages refinanced within the last 12 months. Additional costs may apply if escrow and /or title insurance are required. Not available on manufactured homes. Actual interest rate may vary based on credit history. Rates and conditions are effective as of 2/10/2016 and are subject to change daily. Based on a $100,000 loan on a 180 month term, monthly payments at 3.290% with no closing costs would be $702.75 per month and a 3.250% APR. The rate cannot be locked until application approval. Property insurance required. Other restriction may apply. Equal Housing Lender.

Evansville Teachers Federal Credit Union neither endorses nor guarantees any product, service, information, or recommendation made at a third party website. 
A third party site's privacy policy may differ from Evansville Teachers Federal Credit Union's. Third party websites may provide less security than your credit union's website.

©2004 - 2016 Evansville Teachers Federal Credit Union. All rights reserved.
(812) 477-9271 or 1-800-800-9271
Routing and Transit #: 286377777

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

The National Credit Union Administration is a U.S. Government Agency.