How to protect credit cards from damaged in wallet

Leather is considered the best material for wallets. It was the first ever wallet material hundreds of years ago, and remains the most popular wallet material today.

Table of Contents Show

So, Can Leather Ruin Your Credit Cards?
Leather is a Safe, Harmless Wallet Material
Do Metal Wallets Ruin Credit Cards ?
Do Leather Wallets Ruin Credit Cards ?
Final Words !
How do you keep your cards from cracking in your wallet?
Why do my cards get ruined in my wallet?
How do you protect the magnetic strip on a credit card?

Yes, even after all these years, there are many commonly asked questions about leather wallets. One question that we see regularly is whether or not their leather wallet will ruin your credit cards or cause your credit cards to stop working.

So, Can Leather Ruin Your Credit Cards?

Leather itself has no effect on credit cards. Leather as a material is not magnetic, nor does it create enough friction to damage the strip of the card.

So, why are your credit cards getting damaged?

There can be many reasons why your credit cards have stopped working, but they’re typically not related to the wallet material. Rather, they’re related to how you use your wallet. For example:

Storing cards back-to-back – Credit cards are slightly magnetized. If you store them next to each other, the magnetization of each card can damage the other cards they’re stored with.
Storing cards with other items – Many of us put items in our wallets that are not cards. These items can scratch the credit card or, if the item is magnetized, demagnetize the strip on your card, causing them to stop working.
Storing your wallet near a magnet – Although rare, it is possible to place your wallet near an item that is magnetized in some form. It requires a pretty powerful magnet to demagnetize your credit card, but some flashlights and magnetic clasps on accessories can do the trick (and yes, your phone is perfectly safe to store next to your cards).

In addition, it’s possible for your card to be demagnetized in other settings outside of your wallet. For example, if your credit card falls on or near a demagnetization strip, such as those used in clothing and grocery stores to deactivate security sensors, you could very well drop it back into your wallet without realizing that the card has even been damaged.

Leather is a Safe, Harmless Wallet Material

It is theoretically possible to purchase a leather wallet that is poorly made, or one that introduces more friction or magnetism than your credit cards can handle. For example, we recommend you avoid wallets with magnetic clasps that keep them shut. Luckily, our wallets are no frills and are perfectly safe for your arsenal of plastics.

But leather itself is a harmless material that cannot damage your cards. If you have found that your cards have been damaged or demagnetized in the past, you can avoid this in the future by:

Only storing credit cards in the proper credit card slots.
Storing fewer or only one credit card in each slot at a time.
Buying a high-capacity wallet with enough storage to comfortably hold all the cards you need for day-to-day use.
Avoiding magnets and magnetic items, including money clips and wallets with magnetic clasps.
Only putting items in your wallet that are meant for your wallet.

If you need a high-quality leather wallet that won’t break the bank or your credit cards, check out our collection of Nappa leather wallets, now available in new colors and styles.

Everyone who uses multiple credit cards must have came across this question – How To Protect Credit Cards From Damage in The Wallet. Because many at times it becomes very difficult to handle so many credit card in a normal leather wallet. Protecting them from getting damaged inside the wallet is another task.

In this era of evolving technology and advancements, digital money has become the new normal and so has the usage of credit cards. This offers people a way to make transactions quickly and easily. But most often, people notice that their credit cards start to get worn out by staying in their wallets. It can make the withdrawal process difficult as you won’t be able to use a damaged card to purchase things.

In this article, we would be discussing some of how we can protect our credit cards from getting damaged in our wallets.

Might Help You: How to Get Child Support Off Credit Report ?

Table of Contents

1 Do Metal Wallets Ruin Credit Cards ?
2 Do Leather Wallets Ruin Credit Cards ?
3 Tips About How To Protect Credit Cards From Damage in The Wallet ?
4 Final Words !
- 4.1 Related

Do Metal Wallets Ruin Credit Cards ?

Using metal wallets in the new vogue amongst people. Nowadays, an exceeding number of people are switching to metal wallets for their durability. However, studies have shown that keeping your card for a prolonged time in a metal wallet can lead to harm to the credit card.

Moreover, if you are using a credit card with metallic strips for withdrawals, then it can also lead to sensitive information on it being removed. So, proper care and precautions need to be taken.

Metal cards on one hand can also be a great way to protect your cards from the outside dust and pollutants. But on the other hand, it can lead to irregular folds and creases in the credit card because of its hard and inflexible structure, which can hamper your transaction process. Another concern is that metal wallets could demagnetize your credit cards which can make it difficult to work, in some cases.

Might Help You: What Are Credit Cards Made of ?

Do Leather Wallets Ruin Credit Cards ?

People have been using leather wallets for several years, unlike metal wallets. They are most famous for their soft material and sustainability. However, while purchasing leather wallets you should make sure that it is of good quality. Good quality leather wallet protect credit cards from damage in the wallet.

Poor quality leather wallets can get worn out or damaged very quickly. Leather is overall, a harmless material when it comes to storing credit cards, especially because there are lesser chances of your cards getting demagnetized or dented.

There are currently various brands of leather wallets you can find in the market. It is highly recommended you choose a brand that assures top quality and durability to make your credit cards last longer without any scratches and damage. Moreover, please avoid the leather wallets that come with a metal clasp.

Might Help You: Denied Credit Card Because of Student Loans

Protecting your credit cards from sudden and unexpected damages is extremely important. A damaged credit card can cause you several problems during transactions or while making withdrawals.

Some of the ways you can protect your credit cards are as follows:-

One of the unique ways to protect your credit cards in your wallets is by using pieces of cut-out cardboard, covered with aluminum foils and placed between the credit cards in your wallet.
You can also cover your credit cards directly with aluminum foils. It prevents harmful signals from damaging your card.
Use a proper cardholder, designed specifically for keeping your credit card in position to prevent breakage.
In many cases, your cards might get damaged due to coins in your wallet. Make sure to separate the two so that they don’t come in contact with each other.
If your credit card has a magnetic strip, avoid keeping it in proximity to any permanent magnet that might be in your wallet or pockets.
Make sure to keep your wallet or the credit cards in your front pocket rather than your back pocket. This is because credit cards are more prone to damage when kept in the back pocket, due to constant body weight shift towards the backside.
Lastly, invest in good-quality wallets. Purchase the wallets that come lined with microfibrils. They can help prevent scratches on the surface of your credit cards.

There are some ways you can prevent damage to the credit cards in your wallet.

Might Help You: Is It Safe To Apply For A Credit Card Online ?

Final Words !

Credit cards can be damaged due to a variety of reasons. Some of them include a poor-quality wallet, regular contact with coins or with other cards, breakage due to body weight, demagnetization due to magnets, etc.

However, we must maintain proper precautions to prevent these damages. A damaged credit, as we have seen, can cause many problems in purchasing a product. So you should definitely consider investing in a good quality wallet.

How do you keep your cards from cracking in your wallet?

In addition to protecting the card with laminates and topcoats, an economical way of keeping cards from cracking, bending, and breaking is by putting them inside badge holders. If you're like most people, your credit cards and driver's license are probably kept inside your wallet, which is likely in your back pocket.

Why do my cards get ruined in my wallet?

A bulky wallet will not close properly and will bend your cards inside, thus damaging them over time. When coins are stored in adjacent pockets along with the cards, the coin shapes will get imprinted on the cards if you normally sit on your wallet.

How do you protect the magnetic strip on a credit card?

A very simple way to protect a magstripe card is to put it in a paper or a plastic sleeve. You can also use a wallet-type credit card holder and keep the cards facing the same direction in order to avoid potential inflictions or scratches.