How to transfer money from cashapp to my bank

SAFE: Help protect all your payments and investments with a passcode or biometric features. Pause spending on your Cash Card with one tap if you misplace it. All of your information is stored securely.

FAST: Sign up and make your first payment in minutes. Instantly send and receive money from friends. Transfer money from Cash App to an external bank account instantly instead of waiting days. Use your Cash App account and routing numbers to receive deposits up to two days earlier than is standard with most banks.

FREE: Send and receive money at no cost. Order your debit card for free in minutes, and we’ll mail you your custom physical debit card in about a week. Invest in your favorite stocks commission-free with as little as $1. Brokerage services provided by Cash App Investing LLC, member FINRA / SIPC.

HERE’S HOW IT WORKS
Download and sign up for Cash App in a matter of minutes. The signup process is simple and fast so that you can start using Cash App right away.

SEND AND RECEIVE MONEY INSTANTLY
Receive, request, and send money from friends and family instantly with only a few taps. Cash App is the easy way to pay a friend back for dinner or split rent with your roommates.

GET A FREE CUSTOM VISA DEBIT CARD
Order your Cash Card (a customizable Visa debit card) directly from Cash App. You’ll be able to instantly make purchases using your virtual card. We’ll also mail you your physical laser-etched Cash Card so you can swipe, dip, or tap at any merchant. Debit card issued by Cash App’s bank partner(s). ATM withdrawal fees may apply.

RECEIVE YOUR PAYCHECK UP TO TWO DAYS EARLY
Deposit paychecks, tax returns, unemployment benefits, government stimulus payouts and more directly into your Cash App balance using your account and routing number. Receive deposits up to two days earlier than is standard with most banks. Use the same account and routing information to pay bills using your balance. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s).

GET INSTANT DISCOUNTS WITH CASH BOOST
Cash Card is the only free debit card** with instant discounts at your favorite stores, websites, apps, and restaurants. These instant discounts are easy to use and are applied to Cash Card transactions instantly. Just select a given Cash Boost in your app and then use your Cash Card to pay. It’s that simple. No points, no waiting, just instant savings.

BUY, SELL, SEND, AND RECEIVE BITCOIN
Cash App is the easy way to buy, sell, send, gift, and receive bitcoin (BTC) — get started instantly with as little as $1. You can also set up recurring buys of bitcoin, withdraw it to a different cryptocurrency wallet — or send it to friends and family with compatible wallets (even those who don't have Cash App) and use the Lightning Network to pay with bitcoin faster, and for free on Cash App. Add Bitcoin Boosts to your Cash Card to earn bitcoin on your purchases. Bitcoin services are provided by Cash App.

BUY & SELL STOCKS COMMISSION-FREE
Instantly begin investing commission-free. You can buy as little as $1 of stock in top US companies.*** Track stock prices in your app and monitor the performance of your overall investment portfolio. Create a list of companies to follow so you can stay up to date on performance.

*Brokerage Services are provided by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc. (fka Square, Inc.). Investing involves risk; you may lose money. Investments are not FDIC insured. Cash App provides Bitcoin services, not Cash App Investing LLC.

**Cash App is a financial services platform, not a bank. Banking services and Cash Card are provided and issued by Cash App’s banking partners, not Cash App Investing LLC.

***Fractional shares are not transferable. For additional conditions and limitations, see the Cash App Investing Customer Agmt.

Cash App has become the most salient name within a rising wave of e-wallet tools now proliferating in an increasingly cashless society. Not only does Cash App let you make payments with the click of a button, avoiding that too-infrequently-washed paper currency in a time where microbe-related paranoia is at an all-time high, it also lets you deposit money received straight into your account. And it’s just as simple.

We’ll run you through exactly how to transfer funds from Cash App into your bank directly, and a few related steps you may need to take care of first, down below. 

Related: How to Buy Bitcoin on Cash App

Contents show

  • First of all, Have Funds to Transfer
  • Click on the Banking Tab
  • Make Sure Your Bank is Linked
  • Tap Cash Out
  • Select Your Amount
  • Choose Transfer Speed
  • Sit Back and Await Your Transfer

First of all, Have Funds to Transfer

Well, the first thing you’ll need to do is make sure you have a balance in the app to transfer into your bank. There’s no way to use a $Cashtag to leap-frog the app and accept payments directly into the account.

How to Transfer Cash App to Bank - Available funds

Once you’ve either received payments or loaded funds onto your Cash App that you’d like to deposit into your account, you can proceed to the next step. 

Click on the Banking Tab

On the main balance screen shown when you open Cash App, look for the leftmost icon at the bottom. Giving that a tap will open up the Banking Tab. 

How to Transfer Cash App to Bank - Banking Tab

Make Sure Your Bank is Linked

If you haven’t already, make sure you’ve linked your bank account through netbanking with your Cash App. That means more than just a linked card. Click on Link Bank at the bottom of the Banking Tab and login through your respective bank’s portal to link your account. 

How to Transfer Cash App to Bank - Plaid

Tap Cash Out

If your bank account is linked, the Banking Tab will show your cash balance at the top of the screen with two options: Add Cash and Cash Out.

How to Transfer Cash App to Bank - Cash Out

If you’re looking to deposit some or all of your cash balance, go ahead and tap on Cash Out. 

Related: What Does Cash Out Mean on Cash App?

Select Your Amount

Next, you can decide how much of your available cash balance you’d like to deposit — there is no minimum requirement to keep inside your cash balance or to transfer, so you’re free to choose how much — and click on Cash Out again. Again, feel free to clear it to zero if need be.

How to Transfer Cash App to Bank - Select Amount

Choose Transfer Speed

Next, you’ll be given the option to choose the transfer speed. Typically you’ll have to wait about 2-3 days for the cash to transfer (the above screenshot was taken on a Monday) if you opt for standard, while you can pay a small fee to expedite the process and transfer instantly if required urgently.

How to Transfer Cash App to Bank - Deposit Speed

Sit Back and Await Your Transfer

 Therein lies the beauty in Cash App’s simplicity; that’s pretty much all there is to transferring cash from Cash App into your bank. All it requires is your linked bank account, some funds to transfer, and a few seconds of your time.

For any other Cash App related questions, feel free to reach out to us in the comments below — we’d love to help!

Why can't I transfer money from Cash App to my bank?

Some debit cards don't consistently support the transaction networks we use to send funds instantly, so in these cases we're unable to send the funds immediately to your bank account.

Does Cash App send money directly to your bank account?

Sending and receiving money is totally free and fast, and most payments are deposited directly to your bank account in minutes. Cash App can be used to send and receive money with anyone through their phone number or £Cashtag, even if they are in another country!