Is american express blue cash everyday a good card

Q: What credit score do you need for Amex Blue cash?

Youll need good to excellent credit to qualify for the Blue Cash Preferred® Card from American Express. Generally speaking, this is defined as a credit score of 690 or better. But a credit score alone isnt enough to qualify for any credit card.

This was my second card i was approved for. Initially i was given a $1000 credit line after utilizing and paying bill on time after 91 days 3 statements i requested a CLI of 3x my limit it was raised to $3000. After 180 days it was raised to $10,000. Demonstrate your a responsible Member and AMEX will show you love.

Table of Contents Show

Is Amex Blue Cash Everyday card hard to get?
Is Amex Blue Cash card worth it?
What are the benefits of Amex Blue Cash Everyday?
What credit score do you need for Amex Blue cash?

115

Mar 20, 2021

Denied with excellent credit

Credit Karma Member

Credit Karma shows I have excellent credit, suggested that I apply for this card and that I had an excellent chance of approval. Within 20 seconds, I was denied. I make over $90,000 per year and am employed. I have had excellent credit for over 20 years. Not sure what they want.

141

Dec 15, 2022

Crap card

Credit Karma Member

Horrible costumer service.

Nov 25, 2022

Approved with good CS, but low limit

Credit Karma Member

I applied for the Blue Cash card because I didn't have an American Express card yet. Until now, I have one and the only draw back is a low credit limit. Although my foot is officially in the door with American Express cheers

Nov 19, 2022

I LOVE my AMEX Blue!

Credit Karma Member

I have great scores across the board and pay all my credit cards in full every month. I have an absolutely flawless payment history on all my liabilities at 100%. I earn mid six figures but I'm thrifty because I live in the most expensive state in the country, Hawai'i. I was going to apply for the Platinum but couldn't justify spending $695 a year to own the card. My husband is considerably younger than me and I wanted a simple card with high limits to share with him as he builds his credit and learns financial responsibility. I love the cash back rewards! They can't be beat.

Oct 08, 2022

One of my favorite cards

Credit Karma Member

I've had this card for a couple years. I used it through the promotional period to evaluate it and loved it. The application was easy & instantly approved. They gave me a reasonable credit limit (not too high & not too low). They have great rewards, that was recently updated to be able to use any amount, instead of a $25 minimum. I really like their extra rewards (example: cash back for paying bills you pay anyway, like insurance). Their customer service isn't often needed, but when it is it's always excellent. My one complaint is that a statement isn't generated when the only transaction is a payment. I keep exacting records and this makes it difficult to ensure everything is reconciled properly.

Oct 01, 2022

Best card

Credit Karma Member

Great card with high limits. great app easy to use it’s my go to card

Sep 29, 2022

Nice rewards

Credit Karma Member

I enjoy the cash back and the discounts this card offers. Also, like the 15 month 0% APR. The app is very intuitive and easy to use.

Sep 24, 2022

Approved Right Away

Credit Karma Member

I was a bit skeptical after reading a few reviews about denials but was approved right away. It gave me the option to elect whether or not to accept it and allow it to impact my score or withdraw without impact.

Sep 04, 2022

Do you not waste your time

Credit Karma Member

Do not waste your time in applying for this card. Said I had outstanding chance to be approved for it they denied me and my credit score is lower because of it don’t waste your time.

Sep 04, 2022

Do not be fooled

Credit Karma Member

I applied because CK said my odds were OUTSTANDING. My credit score was 733 and FICO 759. I applied and was denied bc of too many inquiries in a year. I had one inquiry. CK odds are deceptive and I won't rely on their suggestions for anymore cards.

Sep 02, 2022

Love Amex

Credit Karma Member

Just applied for this card the past week and got approved for $20k credit limit. CK said I had a 760; I checked my FICO before applying and had a 751. 5yrs of credit history. 15% utilization. Not a single late payments on my accounts. I’ve always wanted an Amex and so happy I finally have one. I got this partially for balance transfer as well, but will only be able to transfer up to $5k. I’m not complaining - it’s nice there’s 0% APR for 15 months so definitely a great thing to take advantage of. Application was easy; took about a minute to be approved. Excited to make this my everyday card.

Is Amex Blue Cash Everyday card hard to get?

Yes, the Blue Cash Everyday® Card from American Express it is hard to get because applicants need to have a credit score of 700 or higher to be approved. Unless your credit score is at least good and you have a lot of income, it will be difficult for you to get approved for the Amex Blue Cash Everyday.

Is Amex Blue Cash card worth it?

Is the Amex Blue Cash Everyday card a good credit card? Yes, it's an excellent credit card. If you're looking for a no annual fee cash-back card that offers bonus rewards on purchases at U.S. supermarkets, U.S. gas stations, and on U.S. retail purchases, then this card might be the perfect option for you.

What are the benefits of Amex Blue Cash Everyday?

Explore Benefits.

3% Cash Back on Groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%)..

3% Cash Back On U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%).

3% Cash Back On Gas At U.S. gas stations, on up to $6,000 per year in purchases (then 1%).

What credit score do you need for Amex Blue cash?

You'll need good to excellent credit to qualify for the Blue Cash Preferred® Card from American Express. Generally speaking, this is defined as a credit score of 690 or better. But a credit score alone isn't enough to qualify for any credit card.