Lexus rc 350 insurance cost

Lexus RC-350 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by
Insurance Lawyer

Lexus rc 350 insurance cost

UPDATED:

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

There are many options when buying insurance for your Lexus RC-350. You can either contact an agent or shop online to compare rates from multiple companies. online is easy and there is a good chance you can save money.

shopping for insurance may think buying cheap Lexus RC-350 insurance is very challenging. Finding lower Lexus RC-350 insurance cost is not rocket science. You just have to spend a little time getting comparison quotes from different insurance companies. by comparing rates here.

Car insurance premiums for a Lexus RC-350 will vary greatly based upon several criteria. Some of these factors include:

  • The performance level of your RC-350
  • Your accident history
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor Lexus RC-350 insurance rates is the year of the vehicle. Newer models than older models so repair costs are higher which will push premiums up. Conversely, newer models may have safety features such as adaptive cruise control, blind-spot warning system, autonomous braking, and anti-lock brakes so those may lower rates.

Liability coverage - Liability insurance protects you from damage that occurs to other people or property Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision coverage - pays for damage to your RC-350 caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Lexus RC-350 collision insurance is rather expensive coverage, so consider dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverage - Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage .

Medical payments coverage and PIP - Med pay and PIP coverage provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance plan or if you do not have health coverage. PIP is not available in all states and gives slightly broader coverage than med pay.

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by
Director of Outreach

Lexus rc 350 insurance cost

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florid...

Full Bio →

Reviewed by Joel Ohman
Founder, CFP®

Lexus rc 350 insurance cost

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Are you looking for a new or used Lexus RC 350? And wondering how much it costs to insure by year? We researched average annual car insurance costs for each model year and have compiled the results for you below.

Lexus RC 350 car insurance facts

  • Average full coverage auto insurance premium: $157/month

  • Most affordable companies: GEICO ($97/month) & Progressive ($104/month)

  • RC 350 car insurance cost vs. average rates: $65 more expensive than the average vehicle

Explore the pricing information below to find how much it will cost you to insure your Lexus RC 350 by model year and auto insurer.

Make sure to comparison shop before making a new car purchase to save money. 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Below average Lexus RC 350 insurer costs by state:

  • California car insurance – $2,467 per year

  • Kentucky car insurance – $1,815 per year

  • Florida car insurance – $2,709 per year

  • Georgia car insurance – $1,698 per year

  • Virginia car insurance – $1,840 per year
  • Wisconsin car insurance – $1,596 per year

Risk factors affecting Lexus RC 350 coverage rates

The make and model of your vehicle, along with the year of manufacture, are the three most important factors in determining your car’s value, which in turn is the main factor in determining your car insurance premium. Your own personal driving history, age, marital status, credit score, type of vehicle, coverage levels, and other personal factors are also important components of your car insurance rate.

How to save money on Lexus RC 350 insurance coverage?

Many driver discounts are available to people through most major auto insurance companies, such as

  • Student discounts

  • Safe drivers

  • Senior discounts

With all Lexus models, you can get the following car insurance discounts:

  • Passive restraint systems

  • Anti-lock brakes

  • Anti-theft devices

Lexus luxury automobile brand

Lexus is a luxury car division of Toyota, a Japanese automobile manufacturer specializing in reliable luxury cars with high-quality comfort and impressive resale values. The target audience of Lexus is the upper-middle-class finance and banking executives that demand upscale interiors, style, and advanced driver technologies. All Lexus automobiles have high safety ratings, with many of their vehicles getting “Top Safety Pick” and 5-star safety and crash test ratings from the National Highway Traffic Safety Administration (NHTSA). The Lexus RX 350, ES 350, and RC 300 are some of their most popular cars.

High Lexus RC 350 repair costs equal high coverage rates

Many consumers are attracted to Lexus’ upscale driving experience, outstanding quality, and driver-assist technologies, like the Lexus Safety System+ with pre-collision and dynamic radar safety features. Automotive parts are common and more expensive than popular vehicles, like Toyota, Honda, or Subaru. Repairing a Lexus is higher than average since repair parts are more expensive. For this reason, many Lexus cars are going to have higher than average car insurance rates compared to similar cars in their class.

Rapid depreciation for Lexus RC 350 affecting auto policies

Another factor to consider for Lexus is rapid depreciation, affecting auto insurance rates. As your vehicle’s value goes down each year, your auto policy could go down at each renewal. On the other hand, in an auto accident, you need repair parts that rarely go down in price for all Lexus models. This could put you in a difficult situation position since many car insurance companies will subtract depreciation from the amount paid for your insurance claim resulting in a situation where your claim payout doesn’t fully cover your repair cost.

Excellent Lexus IIHS and NHTSA safety ratings decreasing car insurance rates for drivers

Lexus is known for their safety ratings, safety features, 5-star crash test ratings, driver-assist technologies such as Lexus’ Safety System+ technology, and lower auto insurance rates for drivers with a good driving record, sometimes getting 20% driver discounts for passive restraints and safety features for most Lexus models. The Lexus ES 350, Lexus IS, NX 4, and RX 4 are the Insurance Institute for Highway Safety (IIHS) “Top Safety Picks.” The NHTSA consistently gives Lexus automobiles top safety ratings each year, lowering your car insurance costs.

AutoInsureSavings.org licensed car insurance agents to recommend comprehensive and collision coverage, uninsured motorist coverage, and roadside assistance for new Lexus automobile owners when buying a car insurance policy.

Make sure to shop around with multiple car insurance carriers before making a new car purchase.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

2021 Lexus RC 350

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2219
Acuity $2325
Allied $2286
Allstate $1890
American Family $1681
Country Financial $2036
Erie $1426
GEICO $1175
Kentucky Farm Bureau $2149
Liberty Mutual $1482
Mercury $1781
Nationwide $1526
Progressive $1246
State Farm $1333
Tennessee Farmers $1732
Texas Farm Bureau $1530
The Hanover $2204
Travelers $1952

Compare all 2021 Lexus RC 350 rates

Average Cost to Insure Per Year

$1879

Trims Available

Base - Base Engine: 306-hp V-6 and eight-speed automatic with Driver Assist Lexus Safety System Plus with Pre-Collision System with Daytime/Low-Light Vehicle and Pedestrian Detection, Daytime Bicyclist Detection, Dynamic Radar Cruise Control with All-Speed Range, Lane Departure Alert with Steering Assist, Intelligent High Beams, Road Sign Assist, Lane Tracing Assist. Passive and Active Safety Features: Airbags, Rear Cross Traffic Alert, 4-Wheel ABS, 4-Wheel Disc Brakes, Ignition Disable Device, Security System, Low-speed Automatic Emergency Braking, and Pretensioners.

2020 Lexus RC 350

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2326
Allstate $1560
American Family $1649
Country Financial $2016
Erie $1361
GEICO $1139
Kentucky Farm Bureau $2143
Liberty Mutual $1447
Mercury $1744
Nationwide $1487
Progressive $1241
State Farm $1314
Tennessee Farmers $1718
Texas Farm Bureau $1520
The Hanover $2243
Travelers $1914

Compare all 2020 Lexus RC 350 rates

Average Cost to Insure Per Year

$1836

Trims Available

Base - Base Engine: 306-hp V-6 and eight-speed automatic with Driver Assist Lexus Safety System Plus with Pre-Collision System with Daytime/Low-Light Vehicle and Pedestrian Detection, Daytime Bicyclist Detection, Dynamic Radar Cruise Control with All-Speed Range, Lane Departure Alert with Steering Assist, Intelligent High Beams, Road Sign Assist, Lane Tracing Assist. Passive and Active Safety Features: Airbags, Rear Cross Traffic Alert, 4-Wheel ABS, 4-Wheel Disc Brakes, Ignition Disable Device, Security System, Low-speed Automatic Emergency Braking, and Pretensioners.

2019 Lexus RC 350

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $2138
Allstate $1758
American Family $1548
Country Financial $1916
Erie $1352
GEICO $1126
Kentucky Farm Bureau $1962
Liberty Mutual $1389
Mercury $1703
Nationwide $1427
Progressive $1209
State Farm $1287
Tennessee Farmers $1690
Texas Farm Bureau $1517
The Hanover $2019
Travelers $1897

Compare all 2019 Lexus RC 350 rates

Average Cost to Insure Per Year

$1820

Trims Available

Base - Base Engine: 306-hp V-6 and eight-speed automatic with Driver Assist Lexus Safety System Plus

2018 Lexus RC 350

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1982
Allstate $1708
American Family $1530
Country Financial $1811
Erie $1298
GEICO $1088
Kentucky Farm Bureau $1829
Liberty Mutual $1344
Mercury $1674
Nationwide $1378
Progressive $1146
State Farm $1170
Tennessee Farmers $1615
Texas Farm Bureau $1462
The Hanover $1736
Travelers $1723

Compare all 2018 Lexus RC 350 rates

Average Cost to Insure Per Year

$1795

Trims Available

Base - Base Engine: 306-hp V-6 and eight-speed automatic with Driver Assist Lexus Safety System Plus with Pre-Collision System with Daytime/Low-Light Vehicle and Pedestrian Detection, Daytime Bicyclist Detection, Dynamic Radar Cruise Control with All-Speed Range, Lane Departure Alert with Steering Assist, Intelligent High Beams, Road Sign Assist, Lane Tracing Assist. Passive and Active Safety Features: Airbags, Rear Cross Traffic Alert, 4-Wheel ABS, 4-Wheel Disc Brakes, Ignition Disable Device, Security System, Low-speed Automatic Emergency Braking, and Pretensioners.

2017 Lexus RC 350

Cheapest Insurance CompaniesAverage Annual Cost
21st Century $1853
Allstate $1529
American Family $1328
Country Financial $1608
Erie $1135
GEICO $1079
Kentucky Farm Bureau $1635
Liberty Mutual $1190
Mercury $1419
Nationwide $1245
Progressive $1089
State Farm $1126
Tennessee Farmers $1387
Texas Farm Bureau $1264
The Hanover $1790
Travelers $1587

Compare all 2017 Lexus RC 350 rates

Average Cost to Insure Per Year

$1760

Trims Available

Base - Base Engine: 306-hp V-6 and eight-speed automatic with Driver Assist Lexus Safety System Plus with Pre-Collision System with Daytime/Low-Light Vehicle and Pedestrian Detection, Daytime Bicyclist Detection, Dynamic Radar Cruise Control with All-Speed Range, Lane Departure Alert with Steering Assist, Intelligent High Beams, Road Sign Assist, Lane Tracing Assist. Passive and Active Safety Features: Airbags, Rear Cross Traffic Alert, 4-Wheel ABS, 4-Wheel Disc Brakes, Ignition Disable Device, Security System, Low-speed Automatic Emergency Braking, and Pretensioners.

2016 Lexus RC 350

Cheapest Insurance CompaniesAverage Annual Cost
Acuity $ 1474
Acuity $ 1474
Allied $ 1654
Allied $ 1654
Country $ 1647
Country $ 1647
Erie $ 1032
Erie $ 1032
Mercury $ 1350
Mercury $ 1350
Nationwide $ 1676
Nationwide $ 1676
Plymouth Rock Insurance $ 1586
Plymouth Rock Insurance $ 1586
Progressive $ 1720
Progressive $ 1720
Tennessee Farmers $ 1273
Tennessee Farmers $ 1273
Texas Farm Bureau $ 1280
Texas Farm Bureau $ 1280
USAA $ 1404
USAA $ 1404
Vermont Mutual $ 1482
Vermont Mutual $ 1482

Compare all 2016 Lexus RC 350 rates

Average Cost to Insure Per Year

$ 1756

2015 Lexus RC 350

Cheapest Insurance CompaniesAverage Annual Cost
Acuity $ 1389
Acuity $ 1389
Allied $ 1660
Allied $ 1660
Country $ 1565
Country $ 1565
Erie $ 992
Erie $ 992
GEICO $ 1588
GEICO $ 1588
Mercury $ 1333
Mercury $ 1333
Plymouth Rock Insurance $ 1541
Plymouth Rock Insurance $ 1541
State Farm $ 1626
State Farm $ 1626
Tennessee Farmers $ 1409
Tennessee Farmers $ 1409
Texas Farm Bureau $ 1222
Texas Farm Bureau $ 1222
USAA $ 1325
USAA $ 1325
Vermont Mutual $ 1372
Vermont Mutual $ 1372

Compare all 2015 Lexus RC 350 rates

Average Cost to Insure Per Year

$ 1648

Is Lexus RC expensive to insure?

Lexus RC insurance costs Lexus' more affordable coupe, the RC, costs an average of $3,751 per year to insure. That's 19% less than the average cost to insure a Lexus.

Is insurance higher on a Lexus?

These Japanese luxury cars come at a cost: Lexus insurance is relatively steep, at $2,390 per year or $199 per month. Not all Lexus models are overly expensive to insure. In fact, some carriers charge drivers of NX compact SUVs under $1K annually.

How much is insurance on an RC?

2020 Lexus Rc Insurance Rates by Companies.

How much does it cost to insure a Lexus RX 350?

Lexus RX 350 insurance costs around $1,570 per year, $785 for a 6-month policy, or $131 per month. The RX 350 2WD trim level has the cheapest insurance at around $1,506 per year.