If you’re a pet owner, getting pet insurance protects your wallet if they get sick or injured. Keep reading our reviews to learn how Nationwide pet insurance stacks up to other top providers. Show
While most pest insurance companies offer coverage for cats and dogs, Nationwide goes beyond the status quo to provide additional coverage for birds and other exotic animals. Keep reading to learn more about Nationwide’s pet insurance plans, pricing, and benefits and determine if it’s the best pet insurance company for you and your pet. Our Review for Nationwide Pet InsuranceAfter reviewing the top pet insurance companies, we gave Nationwide a score of 93 out of 100. What impresses us most about this provider is its coverage options for exotic pets. Most pet insurance companies sell insurance for only cats and dogs, but Nationwide extends its policies to cover a range of different animals, from birds to snakes. Despite Nationwide’s extensive coverage options, its pricing structure lacks customizability and is more expensive than other providers. Customer satisfaction is also lower based on negative reviews from the Better Business Bureau (BBB) and Yelp, where many complaints referenced denied claims and price spikes. Pros & Cons of Nationwide Pet InsuranceCompare the advantages and disadvantages of Nationwide pet insurance: ✔ Has a 100% money-back guarantee for cancellations within 10 days of the policy start date ✘ Its wellness plans aren’t available in all states Nationwide Pet Insurance BackgroundNationwide is a popular insurance company that has sold auto insurance since 1926. In 2009, it acquired Veterinary Pet Insurance (VPI), which has been providing pet insurance policies in the United States since 1982. After this acquisition, Nationwide began selling pet insurance policies for cats and dogs that cover accidents, illnesses, and general wellness with a flat deductible of $250 and up to a 90% reimbursement. It also offers coverage for exotic pets, but pricing and coverage amounts will vary depending on the species and medical history of the animal. Nationwide Pet Insurance Plans and CoverageNationwide offers four pet insurance plans. There aren’t many customizability options for deductibles or coverage limits, so the pricing for these plans is generally higher than other providers. Nationwide Pet Insurance Plans
Nationwide Pet Insurance Plans for Exotic PetsIn addition to these four plans for cats and dogs, Nationwide offers policies for birds and exotic pets. Since the pricing and coverage details vary depending on the exact species and medical history of each exotic pet, Nationwide requires contact with a representative for more information. Here are a few pets, other than cats and dogs, that Nationwide covers:
Coverage ExclusionsPet insurance policies with Nationwide typically exclude the following:
Nationwide also excludes a handful of diseases and medical diagnoses from its policies, such as:
Nationwide Pet Insurance PricingHere are some pricing details and sample premiums for each plan by various dog and cat breeds: Monthly Sample Premiums
*All sample quotes are for four-year-old pets located in Raleigh, North Carolina DiscountsNationwide offers a 5% discount for customers who register a plan for two or more animals. Customers may also qualify for a 5% discount if they’re already a Nationwide customer and have homeowners or auto insurance through the company. Nationwide Pet Insurance State AvailabilityNationwide Pet Insurance is available in all 50 states. However, the provider mentions that some specific details in each policy and certain discounts may vary in certain states. Note: The policies in California purchased through Nationwide are underwritten by Veterinary Pet Insurance Company. Nationwide Pet Insurance Customer ReviewsNationwide pet insurance reviews on the company’s Yelp and BBB profiles are mixed. Some customers expressed their satisfaction with policies, while others complained about unreliability, price increases, and rejected claims. Here are a few customer reviews regarding Nationwide pet insurance: Elena J. on Yelp:
Sally H. on BBB:
Accurate as of October 2022 Nationwide Compared To Other Pet Insurance CompaniesQuickly compare Nationwide to other top-rated pet insurance providers: FAQs About Nationwide Pet InsuranceOur ConclusionNationwide offers impressive plans for cats and dogs and provides comprehensive coverage through its Whole Pet Plan, which covers a variety of hereditary conditions. Nationwide is also an ideal provider if you need insurance for exotic pets and birds. However, the company has minimal customizability and may be expensive compared to other pet insurance providers. If Nationwide doesn’t fall within your budget or you want to customize your plan, check out our ‘Best Overall’ company, Lemonade, which has a unique mobile app for a fast sign-up, or consider Healthy Paws for an unlimited coverage limit at lower prices. Our Rating MethodologyThe This Old House Reviews team is dedicated to thorough, in-depth reviews of each product or service that we detail in our content. Determined to build trust with our readers through transparency, accuracy, and accountability, we’ve built a detailed rating system to score pet insurance brands. Included in this methodology are the following six factors with their respective scoring weights:
Our researchers keep all data in each company’s score up to date, making any changes to our content when necessary to provide our readers with the most accurate information on relevant metrics, such as plan options, customer service, reputation, and monthly cost. To share feedback or ask a question about this article, send a note to our Reviews team at . |