What time does direct deposit hit space coast credit union

Personal Online and Mobile Banking

Save yourself a visit to a branch or ATM to deposit a paper check by setting up direct deposit with SAFE. Direct deposit can also help you build savings effortlessly when you direct a portion of your paycheck into your preferred SAFE savings account.

Fast, convenient, and secure

In many cases, direct deposit allows you to receive your paycheck or federal benefit payments1 such as Social Security, Supplemental Security Income (SSI), VA Compensation, and pension a day early2.

Get started

Provide your payroll office with the SAFE Credit Union routing number (321173742) and your SAFE account number (also called the ACH number) where you would like your check deposited. To find your account number:

  • Log in to Online Banking or the SAFE Mobile App
  • Click on the account you want the account number for
  • Click "Account Details"
  • You will see the account number.

If your payroll office requires a blank check from your account to verify the information, be sure to write VOID on the check.

Special message regarding new account numbers implemented after April 12, 2022
SAFE changed account numbers due to a system upgrade effective April 12, 2022. SAFE will continue to honor transactions made on accounts using former account numbers for a little over a year after the system upgrade, through June 30, 2023. This includes direct deposits.

You may use your current checks until June 2023 for reference to set up direct deposit until you order new ones. You can also visit one of our branches to assist you with a direct deposit form you can provide to your employer.

You can print a copy of the SAFE direct deposit form.

Locating Your Account number

Your account number is often used by merchants, government agencies, and others to directly pull money from or deposit funds directly into your account. Here's how to find your account numbers through SAFE's Online Banking and Mobile App.

  • Log in to Online Banking or the SAFE Mobile App
  • Select the account you want the account number for
  • Select "Account Details"
  • Locate your account number

Sign up for recurring deposit of federal benefit payments

Have the following information available:

  • Your Social Security number or claim number
  • 12-digit federal benefit check number
  • Amount of most recent federal benefit check
  • SAFE's routing transit number (321173742)
  • Your SAFE account number (also called the ACH number) and the type of account (checking, savings, or money market) 

What time does direct deposit hit space coast credit union

To apply:

  1. Online: Go to Go Direct and follow the instructions
  2. By mail: Print, complete, and mail FMS Form 1200 to:
    Go Direct Processing Center
    U.S. Department of the Treasury MS/GDW
    PO Box 650527
    Dallas, TX 75265-0527
  3. By phone: Call the U.S. Treasury Electronic Payment Solution Center at (800) 333-1795 Monday through Friday, 5 a.m.-5 p.m. PT or contact the local office of the agency providing your federal benefits.

If you have any questions regarding electronic transactions, chat now with a helpful SAFE representative or call (916) 979-7233 or (800) SEE-SAFE.

1 The United States Treasury Deposit requires federal benefit payments to be made electronically. 2 Subject to receipt from originator and other terms and conditions.

Space Coast Credit Union has been serving members since 1951. We are currently the 3rd largest credit union in Florida, serving over 300,000 members with assets of over $3 billion. Membership is open to all who live or work in the Florida counties listed below, as well as to the immediate family of current... show more

Eligibility

Find out if you are eligible to join Space Coast Credit Union.

The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 10/08/2022.

3.0

148 reviews from WalletHub and across the web

What's Your Rating?

5 Star Rating

Verified Customer

This site is very useful. Very helpful would definitely recommend this site checking your score is easy. And convenient this site also helps you to build your score

Comment

Michel

October 6, 2022 • @mbramwell12

5 Star Rating

Verified Customer

Lowest credit rate and lower payments than previous loan. Thanks Space Coast Credit Union this makes it better on a monthly basis with bills

Comment

Lynn

October 4, 2022 • @dooleydoes

5 Star Rating

Verified Customer

We are very pleased with the service and rates. We have several branches in our area. Credit Unions beat banks any day off the week.

Comment

GARY

August 30, 2022 • @garybussear2

4 Star Rating

Verified Customer

Very nice and helpful. Willing to work with you or help you any way they can. I would recommend Space Coast Credit Union to anyone.

Comment

deborah

August 10, 2022 • @doll_holmes43

1 Star Rating

Verified Customer

You will never get an increase, I have tried to get an unsecured card with then and was denied, also a small loan and denied even with paying my card on time over a year in not happy and wouldn't recommend SCCU

Comment

jenboykin1225

June 7, 2022 • @jenboykin1225

5 Star Rating

Verified Customer

Approved for 3000 with 600 score. Amazing interest rate compared to the rest of my cards and 6 months interest free. All around great cars

Comment

Gary L Burnett Sr

June 3, 2022 • @gary_lb

5 Star Rating

Verified Customer

Credit Unions are better than most if not all other commercial banks because at a credit union a customer is a person and not just a number. The SCCU does not provide Zelle as a service. That’s okay. No fees no minimums.

Comment

Stephanie C

May 20, 2022 • @stephanieevans644

5 Star Rating

Verified Customer

The best credit card I own always pay on time reports accuracy monthly credit burea .sometimes I spend the max but always pay it off

Comment

Wendy Ingram

April 15, 2022 • @wendycalvin802

1 Star Rating

I went to the branch in Oakland park lady there was very rude I don’t know her name of course she had no badge on because she new I was going to do a review and complain so unprofessional very rude lady had her hair in a ponytail worse place ever never again mind u I work for a credit union 14yrs we would never treat our members like this

Comment

Roselba

March 19, 2022 • @roselbag

4 Star Rating

Verified Customer

Pretty simple and basic credit card. The one improvement I'd suggest, is if customer shows history of no late payments over a six month period minimum; SCCU should automatically offer the option of an increase to credit line, like some of their competitors offer. With it being an option, the customer can always decide to decline the offer.

Comment

Review Space Coast Credit Union

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Space Coast Credit Union Q&A(20 questions)

What are the minimum Space Coast Credit Union credit card credit score requirements?

The minimum Space Coast Credit Union credit score requirements depend on what card you're looking for specifically.

Their Savings-Secured Visa has no minimum since it's a secured card, but their Platinum card won't be as easy to get.

How long it took for a member to return a call after we been approved for a loan?

Do you charge for paper bank statements

What credit bureau does the Space Coast Credit Union use for credit card approval?

William Memphis, WalletHub Credit Card Advisor

The Space Coast Credit Union mainly uses the Experian credit bureau for credit card approval. That being said, regardless of the credit bureau(s) they choose to use, you will always see a hard pull on your credit report after you apply.

If you get approved, the Space Coast Credit Union will report your account information monthly to Equifax.

How do I transfer money from my Space Coast Credit Union account to someone else's account?

Alexandra Barring, Banking Moderator

You can transfer money from your Space Coast Credit Union account to someone else's account via a wire transfer. You can do that either by going to a branch, or from your online banking account.

You will need to provide the following information:

  1. Name, address and routing number for the receiving financial institution
  2. Name, address and account number and type of account for the person you're sending money to
  3. The account you're sending the money from, the account number and the amount of the transfer

Do credit unions post direct deposits early?

But for others, those paychecks arrived a couple of days earlier. Credit unions aren't the only institutions that release payday funds ahead of schedule — big banks such as Capital One offer a one- to two-day advance of paychecks to entice new customers, while Wells Fargo plans to offer the service later this year.

What time does direct deposit post credit union?

Print. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Your direct deposit is typically deposited to your account by 8:00 am CST on business days.

Does Space Coast pay early?

Get Your Deposits a Day Early! SCCU members with a Free Checking or Interest Checking account are eligible to receive their direct deposits an entire day earlier with Priority Pay 42! No action is required to receive this complimentary benefit.

What time does vystar direct deposit hit?

Good morning Kylie, Our team processes direct deposits Monday through Friday, excluding holidays. Typically, direct deposits are posted in the morning before 8:00 AM and in the afternoon before 5:00 PM.