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Last Updated: October 15, 2021 4 min read You can pay bills with a credit card as long as the entity you’re paying allows it, and many do. Paying bills with a credit card can streamline your bill-pay process, plus you might be able to earn rewards. That said, to avoid costly interest payments on bills, try to pay off your credit card balance in full each month. Consider these tips for using your credit card responsibly when paying bills: Which bills can you pay with your credit card?More than you might think. Generally, you can use a credit card to pay for bills like:
If you’re not sure about a particular bill, check with the billing department to verify their credit card acceptance policy. Should you pay bills with a credit card?There are some pros and cons to paying bills with a credit card. Weigh the good against the bad to decide if it’s the right move for you. Here’s a breakdown of what to consider: The pros:
The cons:
How to pay bills with a credit card the right wayIf you’re planning to pay bills with a credit card, here are a few best practices to keep in mind:
A credit card can come in handy when you have bills to pay, but it’s important to look at the pros and cons of paying with credit. Do your homework so you understand the potential cost involved and weight those against any rewards you stand to earn. Next steps See if you’re pre-approved No impact to your credit score Check now View all Discover credit cards See rates, rewards and other info Learn more You may also be interested in Was this article helpful? 815 Thank you for your feedback! Why can't I pay utilities with a credit card?Others, such as mortgage or rent and utility payments, usually can't be paid with a card directly because companies don't typically accept this method of payment. In some cases, the companies you work with might accept a credit card payment only if you pay an added fee.
What bills can be paid by credit card?The short answer is, entertainment and nonessentials can usually be paid with a credit card with no fees. Services, utilities, and taxes, can often be paid with a credit card but with a processing fee. Loan payments, are usually check or bank withdrawal payment only.
Is it better to pay utilities with credit card or bank account?Sometimes paying with a checking account can actually save you money. Some providers offer a discount when you pay with a checking account, because they don't have to pay for credit card processing. Call and ask if your service provider offers an incentive for paying in cash.
Can I pay any bill with a credit card?In most cases, yes. Always check with the company that issues the credit card to be sure. However, most cards view bill payments as transactions. With rewards cards, you can earn points or cash back based on these transactions, as well.
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