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USAA has only a few branches, so it's best for those who prefer to do their banking online. You can use the bank’s mobile app to pay bills, deposit checks, transfer money and monitor your balances. The bank’s website also offers budgeting tools and a financial advice section. You can reach customer service representatives by phone Monday through Friday from 6 a.m. to 10 p.m. CT, Saturday from 8 a.m. to 8 p.m. CT and Sunday from 8 a.m. to 6 p.m. CT. Support is also available by Twitter, online message and regular mail. It’s always nice to get a bonus, no matter how big or small. And if you can score the bonus with minimal effort, all the better. For instance, some banks have generous tiered incentives that require you to deposit as much as $200,000 to earn the biggest bonus. Needless to say, that’s not realistic for the average person. GOBankingRates’ Best Banks 2022: See the Top Banks, Credit Unions and More Some banks offer big bonuses with a high bar to reach them; while others give you a small bonus that is easy to achieve. We’ll give you a mix of both here as everyone’s needs are different. In some cases, just signing up and making a few transactions can earn you a nice incentive. In other cases, you will have to deposit thousands. More From Your Money: Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Offers can vary a lot in their value and requirements, so if you’re in the market for a new bank account, give these a look. They have bonuses that can make it well worth signing up. TD Bank CheckingSign-up bonus: Up to $300 TD Bank will give you free money with its checking accounts if you meet the direct deposit requirements. The TD Beyond Checking has a $300 bonus with cumulative direct deposits of $2,500 or more in the first 60 days. Can’t clear that hurdle? The TD Convenience Checking account has a $150 bonus with $500 in direct deposits. The Convenience Checking also has no maintenance fee if you maintain a daily balance of at least $100. For the Beyond Checking account, you must maintain a daily balance of at least $2,500 to waive the maintenance fee. A Better Way to Bank This offer is valid until March 31, 2022. See: Best Checking Accounts of 2022 ChimeReferral bonus: $100 Chime* is an online bank with no monthly fees. Like many online banks, it partners with an ATM network (in this case, MoneyPass) to let you withdraw cash without branch locations. If you sign up with Chime, you can earn a bonus by referring a friend. If you refer someone and they make a single qualifying deposit of $200 or more within 45 days of account opening, you both get $100. The good thing about this offer is you only have to invite one friend to receive it. Learn: One-Third of People Have $100 or Less in Their Checking Accounts, Survey Shows — Here’s How Much Experts Say You Should Actually Have Huntington BankHuntington Bank offers sign-up bonuses for both its business accounts and its personal accounts. We’ll cover one of each below. Huntington Unlimited Business Checking and Unlimited Business Plus CheckingSign-up bonus: Up to $750 Are you self-employed or an entrepreneur? Perhaps you drive for Uber or Lyft or offer freelancing services? Anyone who conducts any amount of business not working directly for an employer can sign up for a business bank account. If you have your own business of some sort, the Huntington Business Checking account has a tiered bonus structure for new customers. A Better Way to Bank Huntington offers two business checking accounts with a sign-up bonus: Huntington Business Checking and Huntington Plus Business Checking. The former has a $400 bonus if you deposit at least $5,000 when you sign up and deposit an additional $10,000 or more monthly. The Plus account has a $750 if you deposit $20,000 at signup and $25,000 or more monthly. Both Huntington Business Checking bonuses are valid until March 7, 2022. Related: All the Steps You Need To Take To Switch Banks Huntington 5 Checking AccountSign-up bonus: $200 If you don’t have your own business or can’t meet Huntington’s business banking direct deposit requirements, its Huntington 5 personal checking account has much lower requirements. For this account, you must have $1,000 or more in direct deposits in the first 60 days. If you can meet that requirement, you will receive a $200 bonus. Chase BankChase may be the largest bank in the U.S., but it still wants new customers. As a result, it offers bonuses for signing up, and those bonuses are among the easiest to achieve. We’ll cover to separate Chase accounts here. Both Chase offers below are good until April 20, 2022. Control Your Money: 35 Useless Expenses You Need To Slash From Your Budget Now Chase Total CheckingSign-up bonus: $225 The Chase Total Checking account has a $225 sign-up bonus, and all you have to do is sign up and set up direct deposit within 90 days. Unlike other banks, Chase doesn’t require you to deposit a certain amount. As long as you set up direct deposit, you’ll receive a bonus within 15 days. A Better Way to Bank There is a $12 monthly fee for this account, but you can have that waived with $500 in monthly direct deposits. Alternatively, to waive the fee, you can maintain a daily balance of $1,500 or a minimum balance of $5,000 in linked accounts. As a final fee referral option, you can pay $25 or more in qualifying checking-related services or fees. 85% of People Prefer Banking Online or With a Mobile App: What Are Your Best Options? Chase Secure BankingSign-up bonus: $100 The Chase Secure Banking is another personal checking account from Chase with a sign-up bonus. The offer is $100 for new customers. This bonus is also easy to achieve, especially if you don’t have an employer paying you in direct deposit. All you have to do is make 10 qualifying transactions in the first 60 days. These include debit card purchases, online bill payments and Zelle payments. The information related to Chase Secure Banking was collected by GOBankingRates and has not been reviewed or provided by the issuer of this product/card. Product details may vary. Please see issuer website for current information. GOBankingRates does not receive commission for this product. *Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC More From GOBankingRates
Share This Article:  By Bob HaegeleJanuary 28, 2022Related Articles
A Better Way to Bank About the AuthorBob HaegeleBob Haegele is a personal finance writer who specializes in topics such as investing, banking and credit cards. He left his day job in 2019 to pursue his passion for helping people get out of debt and build wealth. You can find his work at outlets such as Business Insider, Forbes Advisor and SoFi. How much do I need to open USAA bank account?A minimum deposit of $25 is needed to open a USAA Savings or a USAA Youth Savings account. To fund your account you can use: An existing USAA FSB account. Any USAA Bank credit card, up to $100.
Is it free to open USAA?The USAA Classic Checking Account is easy to open also -- requiring an initial deposit of just $25. If you're a new recruit to the military, even that requirement will be waived, letting you open the account with no deposit at all. Once the account is open, there is no minimum balance required to keep it open.
How much is USAA monthly?USAA Bank offers accounts with savings tools and no monthly fees. Through online banking options, mobile tools and broad ATM access — including ATM reimbursements of up to $15 a month — USAA Bank ensures that members can access their money from nearly anywhere.
What bank goes on USAA?Banking products offered by USAA Federal Savings Bank and USAA Savings Bank, both FDIC insured. Trust services provided by USAA Federal Savings Bank. USAA means United Services Automobile Association and its operating companies.
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