My credit card has just expired (a somewhat inconvenient time of year for it to occur!) and so I possibly need to update Apple Wallet, or do I?
The Wallet copy is a different card number, expiration date vs physical, so in most cases, card issuer will update the card/information automatically, so no need to delete it.
Excerpt from above link: With Apple Pay, your payment card has a unique Device Account Number used to process payments and an expiration date associated with that Device Account Number.
The new credit card has the same number as the old one, but has a different card security code, and has a new expiry date, of course. Apple Wallet hasn't complained about its existing copy of the (old) card being invalid (although I
haven't tried to buy anything with this card since it expired), so do I actually need to delete the existing card from Apple Wallet, and then add the new one as a replacement, or can I safely just leave the existing setup to continue?
(aside: It's odd how credit cards seem to keep the same number indefinitely, whereas debit card numbers seem to change whenever the debit card is replaced by a new one.)
“Update your Apple Pay card number and expiration date
If your card expires or you otherwise get a new card:
- #4
Thanks for the information! That's useful to know that Apple Pay "should" be able to update the details automatically.
Question: Apple Pay expiration dates
Every web site on Apple Pay says on the iPhone in Wallet touch a card then touch the ellipse then touch Card Information and you will see the expiration date and cvv code. I see Card Information line which is dimmed not a link. Under Card Information line there is an abbreviated card number and shipping address but no expiration date or cvv number. My debit card expiration date was recently changed and I don't know how to verify if it got updated on my phone IOS 15.
Posted on Dec 12, 2021 5:44 AM
You can change your default card, remove a card from Apple Wallet or update the billing and contact information that Apple Pay uses for in-app and online purchases.
Change your default card
The first payment card that you add to the Apple Wallet on a device will become your default card for that device. When you add more cards, you can change your default card.
How to change the default card for Apple Pay on your iPhone
- Open the Wallet app.
- Touch and hold the payment card that you want to set as your default card.
- Drag the card in front of your other cards.
How to change the default card for Apple Pay on your Apple Watch
- On your iPhone, open the Apple Watch app.
- In the My Watch tab, tap Wallet & Apple Pay.
- Under Transaction Defaults, tap Default Card.
- Tap a card to set it as your default card.
How to change the default card for Apple Pay on your Mac or iPad
- On your device, open Apple Wallet settings.
- On your Mac with Touch ID, go to System Preferences > Wallet & Apple Pay.
- On your iPad, go to Settings > Wallet & Apple Pay.
- Select a new default card.
- On your Mac with Touch ID, choose a card from the menu.
- On your iPad, scroll down to Transaction Defaults > tap Default Card and choose a card.
Remove a card from Apple Wallet
You can remove a debit or credit card from your device.
How to remove a payment card on your iPhone or iPad
- In the Wallet app, tap the card that you want to remove.
- Tap the More button .
- Scroll down and tap Remove This Card.
How to remove a payment card on your Apple Watch
- On your Apple Watch, tap the Wallet app.
- Tap the card that you want to remove.
- Scroll down and tap Remove.
How to remove a payment card on your Mac with Touch ID
- Go to System Preferences > Wallet & Apple Pay.
- Click the card that you want to remove.
- Click the Remove button .
Update your Apple Pay information
When you enter billing and contact information for a payment card in Apple Wallet, Apple Pay will store the information and use it when you make purchases online and within apps.
How to update your Apple Pay billing information
- iPhone: In the Wallet app, tap a card > the More
button > Billing Address.
- Apple Watch: In the Apple Watch app on your iPhone, tap Wallet & Apple Pay > a card > Billing Address.
- iPad: In Settings, tap Wallet & Apple Pay > a card > Billing Address.
- Mac with Touch ID: In System Preferences, click Wallet & Apple Pay > a card > the Billing Address menu.
How to update your Apple Pay contact information
- iPhone: Go to Settings > Wallet & Apple Pay > scroll down to Transaction Defaults and update your shipping address, email address and phone number.
- Apple Watch: In the Apple Watch app on your iPhone, tap Wallet & Apple Pay > scroll down to Transaction Defaults and update your shipping address, email address and phone number.
- iPad: Go to Settings > Wallet & Apple Pay > scroll down to Transaction Defaults and update your shipping address, email address and phone number.
- Mac with Touch ID: In System Preferences, go to Wallet & Apple Pay > Click Contact and Shipping, and update your shipping address, email address and phone number.
Update your Apple Pay card number and expiry date
With Apple Pay, your payment card has a unique Device Account Number used to process payments and an expiry date associated with that Device Account Number.
If your card expires or you otherwise get a new card:
- The card number and expiry date linked to the Device Account Number should be updated automatically.
- If your card issuer doesn't support these updates, you may need to remove the card and add it again.
If your device is lost or stolen
If your device is lost or stolen, Apple Pay has security features to make sure that other people can't use Apple Pay on your device.
- To use Apple Pay, you'll need to authorise each purchase with Face ID, Touch ID or your passcode.
- On your Apple Watch with Wrist Detection turned on, you'll need to enter your passcode every time you put on your Apple Watch.
- You can mark your device as lost, which will automatically turn off Apple Pay on your device.
- You can also call your card issuer to suspend or remove cards from Apple Pay.
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Published Date: December 30, 2021