Open bank account online navy federal credit union

Trustpilot

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Features:

  • ATM fee rebates (up to $120 a year)1
  • No monthly service fee
  • No minimum balance requirement

Best For:

  • Members ages 14-24

Rates:

  • 0.05% APY2
  • 0.05% Dividend Rate

Open bank account online navy federal credit union

Safe, Secure and Available 24/7

Manage your money on the go with our mobile app*. Quickly and securely check your balance, track spending and more. Lose your debit card? You can freeze it in seconds.

Learn More About the Mobile App

1

Up to $10.00 in ATM fee rebates per statement period.

2

Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 10/11/2022. Fees may reduce earnings.

3

For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500.

4

Free Active Duty Checking® account includes free personalized traditional checks.

The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Any imagery displayed is for decorative purposes only and is not necessarily associated with the reviewer.

Trustpilot

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  • No monthly service fee
  • No minimum balance
  • Free ATMs2 and fee rebates3

  • Insurance up to $250,000 through NCUA for all deposits
  • Protection from confirmed unauthorized charges with our Zero Liability policy
  • State-of-the-art account verification with VoiceID

1

To maintain eligibility for a Free Easy Checking account, you must set up direct deposit or conduct at least 20 Navy Federal Debit Card transactions (any combination of posted debit card purchases or ATM withdrawals) per statement period across all primary checking accounts. Qualifying debit card transactions include: purchases made using PIN, signature, online, phone, or mobile wallet; and withdrawals at Navy Federal or non-Navy Federal ATMs. Non-qualifying transactions include: transfers, inquiries, deposits, and denied transactions at an ATM (Navy Federal or non-Navy Federal); and Automated Clearing House (ACH) transactions. If the account does not meet either requirement for six consecutive statement periods, the account will be converted to the Free EveryDay Checking account at the end of the sixth statement period.

2

There are no fees for members who use their Navy Federal Debit Card at Navy Federal-owned and CO-OP Network® ATMs, in addition to participating California Walgreens.

3

Up to $10.00 in ATM fee rebates per statement period.

The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Any imagery displayed is for decorative purposes only and is not necessarily associated with the reviewer.

Can I open a Navy Federal bank account online?

With the right information in front of you, you can apply for membership online in about 10 minutes. You can even sign your children up for membership through our online youth application. Feel free to give us a call at 1-888-842-6328 or visit a branch to apply in person.

What do I need to open an account at Navy Federal Credit Union?

Minor Membership.
Social Security Number*.
Current home address*.
Driver's license or government ID*.
Credit card or bank account and routing number to fund your account**.

How do I open a Navy Federal account without being in the military?

You don't have to be in the U.S. Navy to become a Navy Federal Credit Union member. Civilians working for the Department of Defense (DoD) may apply for membership. Immediate family members of those who qualify for NFCU membership may also join.

Can I open a Navy credit union account?

Every member is eligible for our hassle-free, requirement-free, fee-free account that includes all the standard benefits of our other checking accounts.