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Surge Mastercard®
The Surge Mastercard® offers one of the largest possible initial credit limits on this list. You may receive an initial credit line of between $300 and $1,000, depending on your credit history. Just keep in mind that this card will charge its first year’s annual fee as soon as you activate your account, which will be deducted from your available credit before you ever swipe the card. Surge Secured Mastercard®
The Surge Mastercard® offers one of the largest possible initial credit limits on this list. You may receive an initial credit line of between $300 and $1,000, depending on your credit history. Just keep in mind that this card will charge its first year’s annual fee as soon as you activate your account, which will be deducted from your available credit before you ever swipe the card. Reflex Mastercard®
The Reflex Mastercard® offers an initial credit limit of up to $1,000, depending on your creditworthiness. Consecutive on-time payments will help bump that credit limit to $2,000 in as soon as six months. This card can help you build credit with responsible use, but you do need a checking account to qualify. FIT Mastercard
The FIT Mastercard is from a newer card issuer that offers a solid secured offering for its first foray into the crowded credit market. You’ll earn cash back rewards at select merchants and even cellphone and car rental insurance, all uncommon features of secured cards. It also sports a lower interest rate than that of some other cards on this list, including the secured offerings from major banks. Current Personal Loan RatesBest Bad Credit LoansBest For Quick Approval Turnaround TimesUpstart
Key factsUpstart is a good option for those who have short credit histories and promising financial futures. Pros
Best For A Range Of Repayment OptionsAvant
Key factsUpstart is a good option for those who have short credit histories and promising financial futures. Pros
Best Overall Bad Credit LoanUpgrade
Key factsUpstart is a good option for those who have short credit histories and promising financial futures. Pros
Post navigationHow can I get a credit card with a $1000 limit with bad credit?The only way to get a credit card for bad credit with a $1,000 limit is to place a $1,000 security deposit on a secured credit card. The top secured credit cards are the Capital One Secured, BofA Secured, Citi Secured and Discover it Secured cards.
What unsecured credit card is easiest to get?The Credit One Visa Card is the easiest unsecured credit card to get. It is available to people with bad credit or no credit. Cardholders also earn 1% cash back on eligible purchases.
What is the minimum credit score for an unsecured credit card?Typically, you'll need a credit score in the good to excellent range (670-850) to get approved for an unsecured credit card. Some card issuers offer credit cards aimed at consumers with below-average or fair credit (580-669).
Which credit card has fastest approval?The Best Instant Approval Credit Cards in 2022 [Some Will Show Card Numbers To You, Instantly]. Chase (Use Their “Spend Instantly” Feature). American Express.. Bank of America.. Capital One.. First National Bank of Omaha.. |