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Amenities and MoreYelp users haven’t asked any questions yet about Navy Army Community Credit Union. Loading interface... Loading interface... Loading interface... Frequently Asked Questions about Navy Army Community Credit UnionHow is Navy Army Community Credit Union rated? Navy Army Community Credit Union has 3.5 stars. What days are Navy Army Community Credit Union open? Navy Army Community Credit Union is open Mon, Tue, Wed, Thu, Fri, Sat. Bank easy with the Navy Federal mobile app! With a great look and feel, we’ve made the mobile app easier to find information on your accounts and transactions. Breeze through payments, transfers, and check deposits with just a few taps. Quickly sign-in using a 4-digit passcode. Apply for a credit card, a personal loan, or membership, or find your closest ATM or branch. Features: • Safe and Secure. Access your accounts 24 hours a day. To sign in to mobile banking, use your Navy Federal username and password. If you are not a member, apply now using the app or call us at 1-888-842-6328 or 1-703-255-8837. As always, if you have any issues with our app, you can call us at 1-888-842-6328 or 1-703-255-8837, or reach us via Twitter at @NavyFederalHelp. Federally insured by NCUA. Message and data rates may apply. Pros Explained
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Who Is Navy Federal Credit Union Best For?Navy Federal Credit Union is a full-service credit union offering a wide range of products and services. It’s a good fit for customers who:
What Does Navy Federal Credit Union Offer?As the largest credit union in America, Navy Federal Credit Union offers a host of banking products:
Checking AccountsNavy Federal has five checking accounts available currently. Each varies slightly, which means the credit union has an account for almost every need. Three of the checking accounts currently earn a 0.05% annual percentage yield (APY) except Everyday checking, which earns 0.01% and Flagship checking, which earns between 0.35% and 0.45% APY. Here’s a breakdown of each checking option:
Interest dividends are credited monthly to all checking accounts.
Savings AccountNavy Federal offers a Membership Share Savings Account, which is required to join the credit union. It is a basic savings account that earns a 0.25% APY. It requires an initial deposit of $5 to open a savings account.
Money Market AccountsThere are two money market accounts available through Navy Federal Credit Union: Money Market Savings Account and Jumbo Money Market Savings Account. Both offer competitive rates near what’s offered with the best money market accounts.
Certificates of Deposit (CDs)Another popular account option through Navy Federal is its certificates, which are comparable to certificates of deposit (CDs). There are five CD options available through Navy Federal.
Standard certificate rates are based on both term length and balance amount. Only accounts with a balance of $100,000 or more earn the highest interest rates.
Credit CardsNavy Federal Credit Union offers a handful of credit cards too, including several rewards credit cards, a cash back card, and a secured credit card. Here is the entire list of its offerings:
Other Financial Products Offered by Navy FederalNavy Federal offers a host of other products and services:
Navy Federal Customer ServiceNavy Federal members have access to a wide range of support options from the credit union. Phone support is available 24 hours a day, seven days a week, with options for domestic and international callers:
Other support options include chat, email, mail, and social media channels. Navy Federal does give members online and mobile access, which aren’t options at many credit unions. Members can check balances, make payments, transfer money, and order checks from almost anywhere. How to Bank Through Navy Federal Credit UnionTo bank at Navy Federal requires membership, which isn’t open to everyone. To become a member of Navy Federal, you must be an active duty, retired, or veteran member of the armed forces, which includes:
Family members of military members, including minors, are eligible to become members of the credit union, too. Membership is also an option for the Department of Defense civilians, including retirees and annuitants, and other select citizens. You can apply for a membership only on the Navy Federal website or by calling 888-842-6328. You’ll need to have personal information on hand to verify your identity—including your Social Security number, driver's license, or other valid ID—as well as a credit card or bank account routing number to fund your Navy Federal account. Verdict If you’re someone who is eligible for membership, Navy Federal Credit Union offers enough accounts and services to meet most banking needs. It’s a full-service credit union that rivals national banks. If you prefer a credit union to a bank, Navy Federal may be the best place to keep your savings. It’s not for everyone, though, especially if you don’t qualify for membership. Despite its size, it still doesn’t have enough local branches to offer in-person services to all of its members. You may find better rates on most deposit accounts at an online bank. MethodologyInvestopedia is dedicated to providing consumers with unbiased, comprehensive reviews of banks. We collected over 20 data points across more than 80 banks—including products available, interest rates, fees, and accessibility—to ensure that our content helps users make the right decision for their savings and banking needs. Is NavyArmy the same as Navy Federal Credit Union?Navy Federal Credit Union Changes Name To Navy, Army, Marine Corps, Air Force, Coast Guard, Space Force, Veterans and Their Families Federal Credit Union. VIENNA, Va. (April 1, 2022) – Navy Federal Credit Union today announced a new name.
How do I check my NavyArmy Balance?Bank by Phone is our free, Automated Response System, which allows members to access their account balances 24/7. Access by calling 1-800-622-3641.
How do I open an Army Navy account?Visit navyarmyccu.com and click on LOG IN. On the log in screen, click Enroll Personal and follow the prompts. To enroll a business account, please contact us directly at 1-800-622-3631.
How do I get a new NavyArmy card?800-472-3272
Come by any branch and we will instantly issue you a new card. The charge for a replacement card is $5.
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