CAAP benefits are distributed via the Electronic Benefit Transfer (EBT) cards. The EBT card is used like a debit card with a four-digit PIN. Did you find what you are looking for?Thanks for your feedback!Thanks for your feedback!Again, we'll use it to improve but are not able to respond individually. What went wrong?If you receive cash benefits on your Electronic Balance Transfer (EBT) card, you’re able to withdraw cash at ATMs. However, some ATMs charge fees, which isn’t ideal. Thankfully,
there are several ATMs including those operated by well-known banks like Bank of America and Wells Fargo. Below, we’ll cover ATMs that offer free EBT transactions. We’ll also cover those that do charge EBT fees, just to give you some more options in case you need your funds and can’t get to an ATM that has no
fees. What will I learn? 1 What are EBT cash benefits?EBT cash benefits are any benefits that can be deposited to your Electronic Benefits Transfer (EBT) card. While SNAP benefits can only be used to purchase eligible food and drink items at authorized retailers, cash benefits can be used for more general purposes, such as getting cashback and withdrawing money from an ATM. The Electronic Benefits Transfer (EBT) card has been the sole way that governments have issued benefits including the Supplemental Nutrition Assistance Program (SNAP) benefits and Temporary Assistance for Needy Families (TANF) program benefits since June, 2004. Need Easy Extra $300+/Month for Free? Panel Payday: Earn up to $75 per survey. They also pay up to $50/hr for mystery shopping. Join Now! InboxDollars: Paid over $57 Million to members to watch videos, take surveys, shop and more. Get $5 instantly! Daily Goodie Box: Want free stuff? DGB will send you a box of free goodies (Free Shipping - No Credit Card). Get your box now! Branded Surveys: Get $1 instantly just for joining for free. Plus get paid within 48 hours by PayPal! Join Branded Surveys Toluna: Earn PayPal, Amazon & Tango e-vouchers for taking surveys (& product testing!). Join & get 500 bonus! Swagbucks: Get paid to watch videos, shop online, take surveys and more. Join now & get $5 instantly! EBT is used in all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, and Guam. TANF is the main program that provides EBT cash benefits. And, if you qualify for TANF, you will receive automatic deposits to your EBT card, which can be withdrawn from ATMs for cash. Where Can I Withdraw My EBT Cash Benefits?Each state has its own requirements and ATMs where you will be able to withdraw your cash benefits. Generally, you will be able to withdraw cash from ATMs at locations that display the QUEST logo and supported remarks such as “EBT Accepted Here.” In most states, you cannot use your cash assistance EBT card at ATMs located at:
If you have an EBT card and get cash assistance benefits, you’ll be able to use your card to make cash withdrawals at ATMs. Surcharge-free EBT ATMs are:
Did you know that it’s not just ATMs that are operated by major national banks that do not charge EBT fees? There are also plenty of smaller, regional banks with ATMs that don’t charge fees. One state that has more than 40 banks and credit unions that allow you to make EBT transactions at their ATMs is California. You can find the full list here. To find these local banks and credit unions in your state, I would recommend that you contact a branch near you. Call them and ask if they charge any fees for EBT transactions at ATMs. Free ATM NetworksThere are many companies that operate nationwide surcharge-free ATM networks. These can be found at:
These networks partner with financial institutions to offer these ATM services. Now, it’s important to note that while the network itself doesn’t charge fees, its partner institutions might charge fees at some locations. Don’t worry, if there are any fees charged, a message should appear on-screen that will ask you to accept these fees before you complete your transaction. Here are the major surcharge-free ATM networks in the United States:
ATMs that Have EBT Transaction FeesNow, it’s good that there are options if you’re looking to use your EBT at the ATM and don’t want to have to pay fees. After all, when you are struggling financially anyway, you want to save money whenever you can. Sadly, many ATMS do indeed charge fees for EBT transactions, and this includes:
How to Find Free EBT ATMs Near YouYou can try the ATM locations I mentioned above. But I have another tip for you. I would recommend visiting your state’s health/human resources/social department website. There, you can find specific information about using your benefits locally. For example, Arizona has an app that you can use to find nearby ATMs that accept EBT cards. Here’s the site for each state: Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District Of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Closing ThoughtsIf you want to use your EBT card to withdraw your cash benefits, try one of the fee-free EBT ATMs listed above. And, for more information, visit your state’s cash benefits page. What's TrendingWhat ATMs are free for EBT in California?Bank of America and JP Morgan Chase will provide free ATM access to low-income families receiving benefits via their electronic benefits transfer (EBT) cards, joining several smaller banks and credit unions that already provide ATM access without surcharges.
Where can I pull money off my EBT card for free?At Automated Teller Machines (ATMs) displaying the QUEST ® logo found at banks, credit unions, malls, grocery stores, gas stations, and convenience stores.
How do I withdraw money from my EBT card in California?Step 1 Insert or swipe your card in the ATM. Step 2 Enter your four-number Personal Identification Number (PIN) on the keypad and press the “OK” or “ENTER” key. Step 3 Select “WITHDRAW CASH” and then select “CHECKING.” (Some ATMs use different words.)
Can you take cash out of EBT card?All states issue Supplemental Nutrition Assistance Program (SNAP) formerly known as food stamps, through EBT cards. SNAP benefits can only be used to purchase food items and cannot be used to withdraw cash.
|